Introducing the Kotak Mojo Platinum Credit Card

Introducing the Kotak Mojo Platinum Credit Card that lets you take pleasure in the best of both worlds in terms of benefits on your spends and easy to use discounted coupons in dining, entertainment and travel. It's specifically catered to those who conduct lives on-the-go, love to dine out and splurge on unique experiences. In this blog, we will be doing a detailed analysis of the features, advantages, and all you must know about Kotak Mojo Platinum Credit Card.

Introduction to the Kotak Mojo Platinum Credit Crad

The Kotak Mojo Platinum Credit Card comes with a range of lifestyle, travel, and entertainment benefits that allow you to live the good life. This card is a perfect companion for your everyday spends, including, shopping, food ordering, and energy bill payments, etc It is designed to make your shopping experience more enjoyable and rewarding.

Whether you want to get a credit card that can help you lead a better life or you want a tool that will help you save while spending, Kotak Mojo Platinum Credit Card is THE card for you.

Features of Kotak Mojo Platinum Credit Card

Credit Card features The Kotak Mojo Platinum Credit Card comes with specific features that makes it stand out from other credit cards before getting into the benefits:

Joining Fee:

The Kotak Mojo Platinum Credit Card has a joining fee of ₹499 (GST extra – inclusive of applicable taxes).

Renewal Fee:

The card has a renewal fee of ₹499 (including GST) that can be waived by spending ₹1,00,000 per annum.

Reward Points System:

• 2 Reward Points for every ₹150 spent across all spends using the credit card.

• 4 Reward Points for every ₹150 on dining and groceries.

• 5 Reward Points per ₹150 spent on travel bookings (airline, railway, taxi and hotel bookings) 3.

Reward Redemption:

Use the Kotak Rewardz App to redeem your reward points for exciting merchandise and discounts from a large selection of reward partners.
1 Reward Point = ₹0.25 and can be used against gift vouchers, flight booking and even cash back.

Travel Benefits:

• Lounge Access: Receive complimentary access to domestic airport lounges (maximum 2 visits per quarter) and membership in Priority Pass for international lounge access.

• Travel Insurance: Avail of travel accident insurance of up to ₹50 lakh and trip delay cover.

Dining Benefits:

Take advantage of special dining offers at partner restaurants around the country.
Up to 15% off on your dining bills at selected restaurants – perfect for foodies.

Fuel Benefits:

Fuel Surcharge Waiver: 1% fuel surcharge waiver, for each transaction between ₹400 and ₹5,000, at all petrol pumps in India.

Annual Fee Waiver:

Waiver of the renewal fee on spending ₹1,00,000 using your card in the previous year.

Benefits of the Unicorn Credits Limited Witchery Credit Card

Reward Points and Redemption

Features of Kotak Mojo Platinum Credit Card Reward points One of the biggest benefits of the Kotak Mojo Platinum Credit Card is its rewarding system with points. Cardmembers will receive 2 Reward Points per ₹150 spent (issued points) on normal spending transactions, 4 Reward Points per ₹150 spent on dining spends and5 Reward Points per ₹150 spent on travel. And, with very generous reward points, users are able to get even more on the categories they spend on the most.

The reward points can be used to get options such as travel or online shopping on redemption. Kotak Royal Signature Card reward points are redeemable for vouchers, merchandise, hotel stays, or flight tickets on the Kotak Rewardz. Moreover, the reward points mechanism is clear and you will get 1 reward point = ₹0.25 to keep and redeem as you want.

Dining and Entertainment Benefits

The Kotak Mojo Platinum Credit Card provides attractive dining and entertainment benefits for those who love both food and movies:

Dining Discounts:

Enjoy up to 15% discount at select restaurants on the use of your card. This makes the card great for frequent diners and all those who appreciate delicious food at a discount.

Movie Ticket Discount:

If you're a movie buff or just need to relax with the latest blockbuster hit, cardholder receive exclusive discounts and benefits on movie ticket purchases.

What does this mean to you. This makes Kotak Mojo Platinum Credit Card an ideal choice for people who want to make their free time enjoyable and savoury, with economical spend on both entertainment and dining.

Travel Benefits

The Kotak Mojo Platinum Card is also excellent for somebody who frequently travels, with many travel-related benefits:

Free Airport Lounge Access:

You can enjoy 2 complimentary domestic airport lounge visits/quarter, if you are a frequent traveller. The Priority Pass membership also grants you access to lounges around the world (yes!).

Travel Insurance:

The card offers travel insurance of up to ₹50 lakh against accidental death when the cardholder travels. For many frequent travelers, this coverage is a big plus, knowing your protection is around the world with you.

Travel Bookings:

Cardholders can avai 5 Reward Points per ₹150 spent on travel bookings such as flight tickets, hotel bookings and holiday packages thus an amazing card for people who frequently book their travel.

Fuel Benefits

The fuel surcharge waiver is 1% on fuel transactions of ₹400 to ₹5,000 across all petrol pumps in India with your Kotak Mojo Platinum Credit Card. This can add up over time, especially for those who drive a lot, and can help save you money at the pump each month.

Waiver on Annual Fee

The Kotak Mojo Platinum Credit Card waiver on renewal fee is also something that will interest the heavy users of the card. Secondly, if you spend ₹1,00,000 or more in a year, you will be entitled to fee waiver for the renewal, which will make the card more cost-effective for regular users.

Why The Kotak Mojo Platinum Credit Card Scores Higher

The Kotak Mojo Platinum Credit Card: Stand Out Features

On the lifestyle and entertainment front, lifestyle discounts, entertainment offers and discounts on fuel, while there are also frequent hours of happy where you eat, dine for less What benefits you have card, you will find on all lifestyle, travel, and dining without burning hole in pocket.if you compare it to other premium cards available then i will say this best Kotak Mojo Platinum Credit Card as it won't ask you to burn heavy annual fee's.

While there are other cards such as the HDFC Diners Club Black or RBL Bank Signature Credit Card that gives luxurious features and top-of-the-line perks, the Kotak Mojo Platinum Credit Card ventures into the middle ground of premium privileges and an affordable price tag.

For individuals chasing a credit card that offers great value in dining, travel and everything else, the Kotak Mojo Platinum Credit Card is an outstanding choice.

Who Shouldn’t Opt for Kotak Mojo Platinum Credit Card?

The Kotak Mojo Platinum Credit Card is ideal for those, who:

• Eat out a lot and do not want to miss out on dining discounts.

• Travel frequently and would like to avail of free lounge access and travel insurance.

• Like earning rewards on everyday purchases and hope to use them on flight tickets, overnight accommodations, and other fun perks.

• Want to pay less on fuel surcharge and prefer fuel surcharge waiver.

• Are looking for a budget premium card that you’ll easily be able to waive the annual fee on through regular spend.

Conclusion

Ultimately, the Kotak Mojo Platinum Credit Card fits well into the Lifestyle benefits and making the annual fee relatively affordable for all. It’s amazing earning rate on everyday spends and travel and dining benefits and free fuel surcharge makes this a card not to miss out on for most people.

Boasting multiple benefits, and an option to waive off renewal fee on meeting spend milestones, the Kotak Mojo Platinum Credit Card adds to the joy of spending, with its host of premium benefits. If you like to eat at restaurants, travel, and get the best value for your transactions, this is the card for you.

You can choose the Kotak Mojo Platinum Credit Card if you want to live the good life and get something in return on every spend.