ICICI Bank Carbon Credit Card: All You Need to Know about the Features, Benefits & More

In the digital age, security and convenience are not mutually exclusive. Whether you’re ordering online, buying a plane ticket or going out to eat, you want a credit card that not only rewards you for your spending but also offers solid protection against fraud and theft. The ICICI Bank Carbon Credit Card is such a card that endeavors to ensure that you always get supreme and unparalleled security and brings you a range of lifestyle and travel privileges to enjoy.

In this review, we look at the main features, benefits, rates, and eligibility of the ICICI Bank Carbon Credit Card and some reasons why it’s a good card for regular spenders and security-conscious consumers.

ICICI Bank Carbon Credit Card - An Overview

The ICICI Bank Carbon Credit Card is a high-end card that gets attention of the market because of its top-notch security option, rewards, and unique privileges related to travel, dining, and entertainment. This card also lives up to its name by being also about sustainable banking, mixing together the best of the best while being environmentally responsible.

Highlights of the ICICI Bank Carbon Credit Card

Enhanced Security: Visa CodeSecure

• Visa CodeSecure: You can use your ICICI Bank Carbon Credit Card for online transactions, thanks to Visa CodeSecure.
  
  
• This function induces transaction-specific one-time passcode (OTP). Each time you shop online, you'll get a unique passcode—a clever way to protect your transaction like never before.
  
  
• This function is among the first line of defense against fraud or identity theft when you're shopping online.
  
  

Reward Points for Every Spend

• On all retail spends other than fuel, earn 2 PAYBACK Reward Points for every ₹100 spent using all PAYBACK merchant partners.
  
  
• You can redeem your points for several rewards, like gift cards, flights, and hotel stays.
  
  
• PAYBACK is India’s largest reward-loyalty program, with multiple redemption options across all its partners.
  
  

Lifestyle and Entertainment Benefits

• Free Movie Benefits: Get free movie tickets on platforms such as BookMyShow and INOX.
  
  
• Dining privileges: Discounts at various restaurants in India with the Culinary Treats program.
  
  
• Golf Privileges: Complimentary green fees access to select golf courses.
  
  

Travel Benefits

• Airport Lounge Access: 4 complimentary domestic lounge access within every calendar quarter.
  
  
• Discount on Booking Flight and Hotel: Swipe the card to get deals and also redeem reward points for bookings.
  
  

Fuel Surcharge Waiver

• 2.5% fuel surcharge waiver across fuel stations in India.
  
  
• Earn up to ₹100 as a waiver of fee charges per statement cycle.
  
  

Contactless Payments

• Designed with contactless technology for fast and secure payments at retail stores.
  
  
• Just tap the card against the terminal—no swiping or inserting required.
  
  

Elaborate Features of the ICICI Bank Carbon Credit Card

Movie and Entertainment Offers

• BookMyShow: Get one free movie ticket on Thursdays. Redeemable on bookings up to ₹300.
  
  
• INOX: Enjoy 25% off (up to ₹100) on 2 movie tickets, twice a month.
  
  

Dining Benefits

• Minimum 15% discount across 1000+ partner restaurants in India under the Culinary Treats Program.
  
  

Travel Benefits

• Lounge Access: 4 complimentary visits per calendar quarter to any domestic lounge.
  
  
• Priority Pass Membership: 4 complimentary passes per year to 1,000+ international lounges.
  
  

Fuel Benefits

• 2.5% fuel surcharge waiver across all Indian fuel stations.
  
  
• Applicable on transactions between ₹500 to ₹4,000 with a max exemption of ₹100 per cycle.
  
  

Security and Fraud Protection

• Visa CodeSecure ensures secure online shopping by creating a unique passcode for each transaction.
  
  
• Protects sensitive data and minimizes fraud risk.
  
  

Fees and Charges

• Joining Fee: ₹1,000 + GST
  
  
• Annual Fee: First year Nil; from second year ₹1,000 + GST
  
  
• Foreign Transaction Fee: 3.5%
  
  
• Cash Withdrawal Charges: 2.5% of the amount (minimum ₹300)
  
  
• Late Payment Fee: ₹100 (up to ₹500 balance); ₹500 (above ₹500)
  
  
• Overlimit Fee: 2.5% of the overlimit amount (min ₹500)
  
  

Eligibility Criteria

For those who wish to apply for the ICICI Bank Carbon Credit Card:

• Age: Between 21 to 60 years
  
  
• Income:
  
  
• Salaried: Minimum ₹30,000 per month
  
  
• Self-employed: ITR of ₹5 lakh or more
  
  
• Nationality: Must be an Indian citizen
  
  
• Documents Needed: Identity, address, and income proof
  
  

Why Opt for the ICICI Bank Carbon Credit Card?

• Advanced Security: VISA CodeSecure makes online transactions highly secure.
  
  
• Excellent Rewards Program: Earn great rewards on retail and e-commerce spending.
  
  
• Lifestyle and Travel Benefits: Complimentary lounge access, movie tickets, and golf privileges.
  
  
• Fuel and Dining Benefits: Dining discounts and fuel surcharge waiver.
  
  
• Affordable Annual Fee: Good benefits with moderate annual cost.
  
  

Conclusion

The ICICI Card is a premium card that unites avant-garde technology, security and lifestyle benefits. Its Visa Card is the first of its kind, with CodeSecure, generous reward points, exclusive dining experiences, travel benefits and entertainment features, making it ideal for those who live a premium lifestyle. So, whether you are a traveller, a food connoisseur or simply someone who wants your online shopping experience to be secure, the ICICI Bank Carbon Credit Card ensures a great mix of advantages and simplicity.

If you want a credit card that earns you rewards on your spend and ensures your online transactions are secure, we recommend you check out the ICICI Bank Carbon Credit Card.