IndusInd InterMiles Voyage Visa Credit Card: The Ultimate Travel Companion

When it comes to credit cards, few offer as many exclusive travel and lifestyle benefits as the IndusInd InterMiles Voyage Visa Credit Card. Designed for frequent travelers, this card allows users to earn InterMiles (a loyalty currency) through every purchase, which can then be redeemed for flights, hotel bookings, dining, shopping, and much more. In this detailed guide, we'll dive into the features, benefits, and all the perks that come with the IndusInd InterMiles Voyage Visa Credit Card to help you determine if it’s the right card for you.

Overview of the IndusInd InterMiles Voyage Visa Credit Card

The IndusInd InterMiles Voyage Visa Credit Card is perfect for frequent travelers who want to make the most out of their purchases by earning miles that can be redeemed for flights, hotel stays, dining, and shopping. The partnership between IndusInd Bank and InterMiles enables cardholders to accumulate InterMiles with every swipe, turning everyday spending into meaningful rewards.

Whether you’re booking flights, enjoying fine dining, or watching the latest movie, this card ensures that your purchases work for you, helping you unlock amazing travel and lifestyle benefits.

Key Features of the IndusInd InterMiles Voyage Visa Credit Card

Here’s a closer look at what makes this card an excellent choice for frequent travelers:

1. Rewards and Opportunities to Accumulate Miles

The IndusInd InterMiles Voyage Visa Credit Card offers an attractive rewards program for those who want to accumulate InterMiles quickly:

• 4 InterMiles for every ₹100 spent on flight and hotel bookings through the InterMiles.com website and the InterMiles App.
  
  
• 2 InterMiles for every ₹100 spent on other travel-related purchases (excluding flight and hotel bookings through InterMiles).
  
  
• 1 InterMile for every ₹100 spent on retail transactions, including dining, shopping, and entertainment activities.
  
  

You also earn bonus InterMiles on purchases related to travel and lifestyle, with double miles offered by certain partner merchants and travel services.

2. Welcome Benefits

When you activate your IndusInd InterMiles Voyage Visa Credit Card, you’ll be greeted with some excellent welcome benefits:

• 2,000 InterMiles credited instantly after activation.
  
  
• Flight discount voucher worth ₹750 on your first flight booking via InterMiles.com.
  
  
• Hotel voucher worth ₹1,500 for bookings made through InterMiles.com.
  
  

These benefits are a great way to get started with your InterMiles Voyage Visa Credit Card and begin enjoying the perks right away.

3. Travel Benefits

The InterMiles Voyage Visa Credit Card offers several travel benefits that make it the perfect companion for travelers:

• Priority Pass Membership: Enjoy complimentary access to 1,000+ airport lounges globally. You get 2 complimentary lounge visits per quarter (8 visits per year).
  
  
• Travel Insurance Coverage: This card includes comprehensive travel insurance, covering:
  
  
• Air accident insurance up to ₹25 lakh
  
  
• Lost baggage insurance up to ₹1 lakh
  
  
• Travel delays, flight cancellations, and lost passport insurance
  
  
• Missed flight connection cover of ₹25,000
  
  

These benefits provide peace of mind and elevate your travel experience, ensuring you’re well-protected on your journeys.

4. Offers on Dining and Entertainment

For those who love to dine out and enjoy entertainment, the IndusInd InterMiles Voyage Visa Credit Card delivers:

• Dining Benefits: Get up to 20% off at select partner restaurants across India, making dining out more affordable and enjoyable.
  
  
• Movie Discounts: Enjoy special offers and discounts on movie tickets via leading online platforms, such as BookMyShow.
  
  

These perks enhance your social life and ensure that you can enjoy fine dining and entertainment without breaking the bank.

5. Fuel Surcharge Exemption

For users who drive frequently, this card offers a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000. This is especially beneficial for those who commute often or take long road trips, as it helps reduce fuel costs.

6. Concierge Services

The IndusInd InterMiles Voyage Visa Credit Card comes with 24/7 concierge services. Whether you need to book a last-minute hotel, make dinner reservations, or arrange for tickets to a concert or show, the concierge service is always available to cater to your needs, making your life easier and more convenient.

Fees and Charges

Premium credit cards come with certain fees, and the IndusInd InterMiles Voyage Visa Credit Card is no exception. Here is a breakdown of the fees:

• Joining Fee: ₹2,000 + GST
  
  
• Annual Fee: ₹2,000 + GST (waived off on annual spends of ₹3 lakh or more)
  
  
• Late Payment Fee: ₹100 to ₹1,300 (depending on the overdue amount)
  
  
• Cash Advance Fee: 2.5% of the transaction amount (subject to a minimum of ₹300)
  
  
• Fuel Surcharge: 1% on fuel transactions between ₹500 and ₹4,000 (up to ₹500 monthly cap)
  
  

The annual fee is waived if you spend ₹3 lakh or more in a year, making it a good option for frequent users.

Eligibility Criteria

To apply for the IndusInd InterMiles Voyage Visa Credit Card, applicants must meet the following criteria:

• Age: 21 to 70 years
  
  
• Income: Minimum monthly income threshold (varies by city)
  
  
• Documents Required: ID proof, address verification, income proof (salary slip or income tax return), and other documents as per the bank's requirement.
  
  

Conclusion

The IndusInd InterMiles Voyage Visa Credit Card is a fantastic choice for frequent travelers who want to maximize their spending and earn rewards while traveling, dining, and shopping. With its generous miles program, travel perks, dining benefits, and lounge access, this card is a must-have for those who appreciate the finer things in life.

With no joining fee, rewarding benefits, and exclusive discounts, this credit card is perfect for individuals who love to travel, dine, and enjoy a luxurious lifestyle. Whether you're a frequent flyer or a dining enthusiast, the IndusInd InterMiles Voyage Visa Credit Card has something for everyone.

Apply now and take your travel experience to new heights!