Features, Fees, & Benefits
Joining Fees
Nil
Renewal Fees
Nil
Rewards Rate : 1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.
Reward Redemption : You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.
Other Details
Lifetime free credit card.
10% cashback up to Rs. 1,000 within the first 30 days of card membership.
Earn up to 3 Reward Points on every spend of Rs. 100 using the HSBC Smart Value Credit Card.
Complimentary airport lounge access as an introductory offer.
Amazon gift voucher worth Rs. 500 as a welcome benefit.
Variable interest rates.
Cashback offers on achieving monthly spend milestones.
1% fuel surcharge waiver.
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