Features, Highlights and Rewards of the TVS Credit RBL Bank Credit Card

Competition among credit cards is tough, and it is important to choose the right one which fits your lifestyle and spending requirements. With a boom in co-branded credit cards, such as what the TVS Credit RBL Bank Credit Card is offering, for those who love rewards, travel as well as dining! Designed to deliver premium rewards that cater to the lifestyle, entertainment and travel needs of discerning cardholders, this is one card that is created to strike a fine balance between everyday spending rewards and premium perks.

Today In this post we will talk about the TVS Credit RBL Bank Credit Card, its features, benefits, fees and rewards, eligibility and how you can apply for it and why it is a great fit for those who are looking to get good benefits from their credit card.

Summary of the TVS Credit RBL Bank Credit Card

The TVS Credit RBL Bank Credit Card is a result of the collaboration between RBL Bank and TVS Credit and provides a wide range of lifestyle, dining, travel and entertainment benefits. This credit card is an excellent option for those who want to maximise their purchases on a daily basis while earning reward points and exclusive offers on movies, dining and fuel in addition to travel-related benefits.

For frequent travelers, foodies or movie goers, the TVS Credit RBL Bank Credit card has something in store for all. Even better, it has a lower annual fee than some alternative cards, and a number of premium benefits that make it one of the best premium-but-accessible credit cards around.

Key Highlights of the TVS Credit RBL Bank Credit Card

Let’s delve into the salient features of TVS Credit RBL Bank Credit Card that sets it apart from similar others in the market:

Joining Fee

Joining fee of the TVS Credit RBL Bank Credit Card The joining fee of this credit card is ₹500 + GST which is low as compared to many premium credit cards available in the country.

Renewal Fee

The renewal fee is also ₹500 + GST: this might be waived off against spends (for example, spend over ₹1,00,000 per annum).

Reward Points System

2 Reward Points for every ₹100 spent on online purchases.

Cardholders will get 1 Reward Point on every ₹100 spent for offline transactions.

Cardmembers can also use their points to redeem rewards such as merchandise, gift certificates, and even travel rewards.

Dining and Movie Benefits

The TVS Credit RBL Bank Credit Card is an ideal card for getting dining and movie benefits. You can get 5% cashback on dining and entertainment and Buy 1 Get 1 Free movie tickets at participating cinemas when you transact using this card.

Travel Benefits

The card gets you a free railway lounge access every 3 months, for those of you with pinging jobs.

Also, there are exclusive benefits card printers have to offer like discounts on booking travel, hotel stay and booking flight through RBL Rewards Portal.

Fuel Benefits

It offers a 1% fuel surcharge reversal on spends between ₹400 and ₹5,000 at all fuel stations in India with a maximum reversal of ₹100 each month.

Features and Benefits of the TVS Credit RBL Bank Credit Card

Reward Points for Every Spend

The highlight of the TVS Credit RBL Bank Credit Card As you could see by now, one of the key attraction is its rewarding system. Cardholders can earn 2 Reward Points for ₹100 spent online, and 1 Reward Point for ₹100 spent offline. This makes the card a great fit for those who make a lot of online purchases or find in-store shopping appealing.

In addition, cardmembers can also use these points to enjoy a wide range of rewards, such as movie tickets, shopping vouchers, travel-related perks, and merchandise. Earning and redeeming reward points are some great features this card has to offer to its loyalist fan base, who are in a look out for getting a little bit extra for their daily spends.

Movie and Dining Offers

For those who prefer going out to the movies or on a dinner date, the TVS Credit RBL Bank Credit Card provides special movie and dining benefits. Here’s a quick rundown of the offers:

Buy 1 Get 1 Free Movie Ticket: The Buy 1 Get 1 Free movie ticket offer can be availed on select movie ticket booking partners. The offer is available on all eligible purchases made with the card and the maximum discount that can be availed per ticket is ₹200. And this particular feature enables it to become the best choice for people who want to cut down movie expenses.

Dining perks: 5% cashback on dining at some restaurants. And with cashback, you’ll earn rewards every time you dine out, from a quick bite to eat to a special meal out.

Travel Perks and Benefits

The TVS Credit RBL Bank Credit Card is a good credit card for travelers. While there are significant travel perks:

Railway Lounge Access: Cardholders receive 1 complimentary visit to railway lounges each quarter to relax and unwind before hopping on a train. This benefit is great for anyone who travels a lot by train and likes to relax in comfort in a premium lounge.

Travel Booking Discounts: Cardmembers can receive discounts on travel bookings, such as hotel accommodation and flight booking, via the RBL Rewards Portal. These deals can save you money to travel more.

Fuel Surcharge Waiver

If you frequently swipe your card for fuel, the TVS Credit RBL Bank credit card gives 1% fuel surcharge waiver (on fuel transactions Rs400 and Rs5,000) on all petrol pumps across India. This perk is especially beneficial for people who fuel up their card regularly and want to apply rewards to lower their fuel transaction price. The maximum waiver is ₹100 a month and this benefit really adds up over time.

Affordable Annual Fee

The TVS Credit RBL Bank Credit Card is priced at an annual fee of just ₹500 + GST, which is way lesser than most other premium credit cards in the industry. Despite the low annual fee, the cardholders still can receive a number of premium benefits such as reward points, travel-related offers, discounts on diners, and much more. The fee is also removed if you hit specific annual spending requirements, so you can easily afford your card, if you plan to get the most out of it, without any steep fees.

What Makes TVS Credit RBL Bank Credit Card Stand Out?

TVS Credit RBL Bank Credit Card is competitive with several credit cards consumers can find in the market, but it's mainly thanks to its lifestyle benefits, reward point system, and fees. Premium credit cards typically have sky-high annual fees, but this one offers much of the same benefits for a fraction of the price. It’s an even better fit for those seeking a solid balance of rewards with dining and movie perks and travel benefits, and who don’t want to pay a boatload of fees.

Unlike other cards with restricted rewards, the TVS Credit RBL Bank Credit Card will ensure you receive great value for your spends in a variety of categories such as dining, travel, fuel, and entertainment. Moreover, its reward points scheme, movie promos, and its dining cashback option are appealing to cardholders who wish to make the most out of their privileges.

Final Thoughts

The TVS Credit RBL Bank Credit Card is a good all-rounder and value for money credit card. Out of the three countries, this card is the most flexible when it comes to who it can serve as it’s targeted at those who love traveling in general, love movies… and love dining! Its reward points program, movie offers, fuel surcharge let off, and special travel benefits make it a perfect pick for those who aim to take their day-to-day spending regime a notch higher.

If you are an individual who wants to make the most out of getting rewarded and avail benefits on dining, travel, and entertainment, TVS Credit RBL Bank Credit Card may prove ideal for you. Its low annual fee and range of benefits makes it ideal for anyone who wants to maximize credit card spend.

So, if you are yet to apply, go ahead and apply for the TVS Credit RBL Bank Credit Card now and experience the incredible benefits and rewards that await you!