The Ultimate Guide to Adani One ICICI Bank Platinum Credit Card: Features, Benefits, and How to Apply

In the ever-dynamic world of today

Credit cards are a must-have for money management, reward points earning and plethora of lifestyle perks. Of the wide range of choices, the Adani One ICICI Bank Platinum Credit Card is a premium one for Adani ecosystem members. Incorporating a one-of-a-kind benefits mix, specifically designed for high traveling, shopping and individuals who have an interest in the Adani network, this card is designed to provide a value-for-money credit card experience.

This review will take you through all the features of the product, such as benefits & fees – and let you check whether you are eligible for the Adani One ICICI Bank Platinum Card.

How does an Adani One ICICI Bank Platinum Credit card look to you?

What is the Adani One ICICI Bank Platinum Credit Card?

Adani One ICICI Bank Platinum Credit Card is a co-branded credit card by ICICI Bank and Adani Group, the most prominent infrastructure powerhouse in the country. This credit card is ideal for those who are frequent users of Adani network, and comes with a number of attractive travel and lifestyle benefits. If you’re flying, sleeping, eating, or chilling… it’s likely they offer a way to get rewarded, because this card offers plenty of options when it comes to spending with the ability to earn even more and enjoy more in return.

Key Highlights of the Adani One ICICI Bank Platinum Credit Card

Joining Fee & Renewal Fee

Adani One ICICI Bank Platinum Credit Card Low Fee One of the key benefits of having Adani One ICICI Bank Platinum Credit Card is its nominal joining and renewal fee. Here’s a breakdown:

• Joining Fee: ₹750 + GST
  
  
• Annual Renewal Fee: ₹750 + GST
  
  
• (G.S.T can be waived off with spend of ₹3,00,000 or more in a year)
  
  

This competitive annual fee, then, makes it an enticing option for wanting to enjoy premium perks without succumbing to a sizable annual fee.

Reward Points System

Features of Adani One ICICI Bank Platinum Credit Card Reward Points
The Adani One ICICI Bank Platinum Credit Card offers a good reward program which is well-suited as per the requirements of the users. Here's how the point reward system is set up:

• 3% Adani Reward Points: On all spends in the Adani network across Adani managed airports, utilities, retail outlets and more.
  
  
• 1.5% Adani Reward Points: On international spends, so it works quite well for frequent international travelers.
  
  
• 1% Adani Reward Points: On all other domestic spends, except fuel and rent payments.
  
  
• 0.5% Adani Reward Points: On utility bills, insurance, education, and more
  
  

These points can be used for many an offer like hotel stays, booking flight, bus or train as well as gift vouchers. The other great thing about this card is that you earn points on everyday purchases – both essentials and luxuries.

Welcome Benefits

To begin, let’s take a look at some lucrative welcome perks, you’ll gain when you join us with Adani One ICICI Bank Platinum Credit Card:

• Hotel Voucher: ₹1,000 voucher on spends of ₹5,000 or more on hotel booking transctions
  
  
• BundleOrNil Hotel Voucher: ₹1,000 voucher on card activation.
  
  
• Flight Voucher: Get Rs. 2,000 discount on one way flight booking or Rs. 5,000 on round trip on spend of Rs. 10,000 during first 60 days of issuance of credit card
  
  
• Feast Vouchers: Collection of dining benefits and promotions at designated restaurants
  
  

It's generous welcome bonuses like these that get cardholders off to a good start and open the door to the suite of benefits you'll enjoy while using the card.

Travel Privileges

Adani One ICICI Bank Platinum Credit Card, for the frequent flyer, looks good on travel-friendly offerings. Some of the highlights include:

• Lounge Access: Receive 2 complimentary visits per quarter to the domestic lounges.
  
  
• Complimentary Priority Pass Membership: Make the most of your travels by using your Priority Pass membership to access over 1,000 airport lounges around the world. This includes 4 free visits a year (1 per quarter).
  
  
• Valet Parking: This card offers 2 valet parking per annum.
  
  
• Porter Services: 2 porter services available per annum, and per ₹ 1 lac spend.
  
  

Dining & Entertainment Benefits

Not only does the Adani One ICICI Bank Platinum Credit Card serve avid travelers, but it also makes the way you dine and experience entertainment better:

• BookMyShow Offer: Get 25% discount up to ₹100 on your Movie Tickets – Buy 2 movie tickets twice a Month.
  
  
• Fuel Surcharge Waiver: Enjoy the freedom from fuel refilling at 1% fuel surcharge waived on all your fuel transactions between 500 and 4,000 across all petrol pumps in India. Maximum waiver of ₹100/- per statement cycle.
  
  
• Culinary Treats Programme: Enjoying dining out will be even easier and more cost-effective through attractive discounts at partner restaurants.
  
  

These perks enrich a lifestyle that allows you to make the most of your day-to-day spending, rewarding the things you enjoy by providing you with opportunities to save on what you love.

Insurance Coverage

Security first, the Adani One ICICI Bank Platinum Credit Card provides multiple insurance coverages that secures you in many ways:

• Purchase protection: Automatically covers eligible purchases against theft or damage up to 120 days at no extra charge when you use your card.
  
  
• Credit Shield Cover: In the event of an accidental death of the primary cardholder, the card facilitates credit shield cover to repay the remaining due of the card.
  
  
• Travel Insurance: The card also offers insurance on travel emergencies, something that frequent flyers cannot do without.
  
  

Additional Benefits

The Adani One ICICI Bank Platinum Credit Card is Supercharged with a range of additional features meant to bring convenience to your life:

• Smallest Forex Mark-up: A forex mark-up of 2.75% is also a positive feature for people who travel often.
  
  
• Balance Transfer: Other credit card outstanding dues can be transferred to Adani One ICICI Bank Platinum Credit Card at lesser interest as a part of managing the outstanding.
  
  
• Flexipay: Enjoy the convenience of converting purchases of ₹2,500 or more into easy monthly instalments.
  
  
• Add-on Cards: Your family members can benefit too by availing add-on cards.
  
  

Eligibility Criteria

Eligibility Criteria for Applying for Adani One ICICI Bank Platinum Credit Card:

• Age: The candidate should be at least 21 to 60 years old.
  
  
• Income:
  
  
• Salaried General Public: Minimum net monthly salary requirement of ₹20,000.
  
  
• Freelancers: At least ₹2.4 lakh annual income.
  
  
• Credit Score: A high credit score (750 or above) is required for approval.
  
  

What Makes the Adani One ICICI Bank Platinum Credit Card Stand Out

Summary
The Adani One ICICI Bank Platinum Credit Card is an exclusive offering that offers all: rewards, lifestyle, travel, and dining – in a single card, and is a good choice for those who visit Adani-owned airports, utilities, and retail outlets regularly. It is the best value Adani credit card in the market as it offers rewards points on Adani spends, access to airport lounges and travel benefits.

What makes this card really appealing is its reasonable set of fees, especially for the amount of perks you get with the card. Some people use it as their daily card but whatever the case, whether it's for hotel stays, travel, dining, or simply running your errands on it – it will make sure that a majority of the transactions you make earns you some type of benefits.

Final Thoughts

Adani One ICICI Bank Platinum Credit Card is the top-tier card of the stack and being the premium credit card and it does offer a lot of value to people who are already doing things with Adani. With rewards that include golf course greens fees, dining discounts and VIP travel benefits, the card has been tailored to support the best customer experience possible. The advantages of the card are not restricted only to the Adani relevant services, but gives the user lifestyle privileges like movie offers and fuel surcharge waiver.

For those among you who want to maximize their regular spends and also access exclusive offers, the Adani One ICICI Bank Platinum Credit Card is the ideal choice. It provides an even blend of rewards, luxury benefits and low fees, making it a great card for people who travel a lot, do a lot of shopping and those who are involved in the Adani network.