HDFC Bank Diners Club Privilege Credit Card Review India

If you’re looking for a super premium credit card you cannot miss HDFC Diners Club Privilege credit card.

In the premium credit card space, there are few credit cards that deliver as much value as the HDFC Bank Diners Club Privilege Credit Card does. For those who seek a life of leisure, this credit card comes with a range of travel options, lifestyle perks and dining privileges that promise to impress. Whether you’re a traveler, a foodie, or someone who likes to do everything in style, HDFC Bank Diners Club Privilege Credit Card is here to treat you to an extravaganza experience.

In this post, we’re going to delve into every detail of this high end credit card – from its features and perks, fees and eligibility criteria, to how it compares to other premium credit cards on the market.

HDFC Diners Club Privilege Credit Card Review

HDFC Diners Club Privilege Credit Card Detail Review

With a plethora of premium credit cards available in the market, it is difficult to decide which card is best for you given your spends, choice & lifestyle.

The HDFC Bank Diners Club Privilege Credit Card is a premium card from HDFC Bank and is tailored towards individuals that have a high spending power and absolutely love luxury. It offers a range of special privileges and benefits that include earning reward points on various categories, complimentary golf access, airport lounge access, and a lot more. It has been created with those in mind, who are after a mix of enhanced financial rewards and quality of life.

Features of the HDFC Bank Diners Club Privilege Credit Card

Premium Reward Points System

The one Feature of HDFC Diners Club Privilege Credit Card that stands out is the robust rewards point. The card pays you back on everything you buy, on- or offline.

• 5 Reward Points on ₹150 spent on all retail spends.

• 10 Reward Points per ₹150 on dining spends.

• 2 Reward Points per ₹150 on purchases other than travel-related spends.

These points can be redeemed for variety of options including air tickets, car rentals, hotel bookings, holiday packages and Online shopping, mobile/DTH recharge, and awesome reward vouchers. All which makes the card a great option for anyone who just wants to pile up rewards on their daily spending.

Airport Lounge Access

Avail for exclusive airport lounge access with HDFC Bank Diners Club Privilege Credit Card Traveling is easy and hassle-free when you travel often.

• Unlimited access to domestic lounges in Indian airports.

• Over 1,000 worldwide airport lounges at your fingertips with the Priority Pass network, with complimentary visits.

This is a big asset for those who travel a lot and like to chill in VIP lounges before flying. Thanks to a network of lounges spread throughout the world, cardholders can access free Wi-Fi, food, drinks, and a tranquil place to relax before they hit the road.

Golf Benefits

The HDFC Diners Club Privilege Credit Card offers exclusive golf benefits that makes it even more attractive for golf enthusiasts.

• Free golf at participating golf courses nationwide.

• Golf lessons and clinics: You receive free golf lessons and clinics at some golf courses.

It’s a compression card that a golfer will appreciate during their Sunday morning tee off.

Concierge Service

One more feature of the HDFC Diners Club Privilege Credit Card that stands out is the exclusive concierge facility. The 24-hour concierge makes everything happen when you want to get anything done.

• Custom service: The concierge is able to help with scheduling flights, hotels, cars, restaurant reservations, event tickets, etc.

• High-end indulgences: From a special dinner reservation, to planning a holiday and purchasing a gift, the concierge service is ready to fulfill your request.

It's the perfect solution for over-scheduled people in both their professional and private lives.

Comprehensive Insurance Coverage

The insurance cover of the HDFC Bank Diners Club Privilege Credit Card is also quite all-encompassing, which adds to its value proposition.

• Travel Insurance: Cardholders won’t have to worry about the financial side of things when they travel- flight delay, baggage loss, and trip cancellation insurance are all included.

• Purchase Protection: You will get purchase protection in case your purchases end up damaged or stolen.

• Lost Card Liability: If your card is lost or stolen, you are protected against fraudulent purchase transactions.

These are insurance benefits, worth of peace of mind and consideration and are one reason this card is the must have of those that travel often and spend large.

Dining Privileges

Dining lovers would really like the HDFC Diners Club Privilege Credit Card for its wide range of dining offers.

• 10% cashback on partner restaurants throughout India, ensuring eating out is not heavy on the pocket.

• PRIVATE DINING PRIVILEGES: Enjoy exclusive access to gastronomic experiences with the cardmember only curated dining events and special dining privileges at premium restaurants.

For those who like good food or if you like exclusive dining experiences well then this card is a great friend.

Special Discounts and Offers

• Exclusive offers with top brands: The card frequently has offers exclusive to members at a number of high-end brands, offering discounts at retailers of clothing, electronics and more.

• Shopping discounts: Enjoy special discounts and offers and up to 10% off on online and offline merchants.

HDFC Bank Diners Club Privilege Credit Card Fees and Charges

• Joining Fee: ₹2,500 + GST

• Renewal Fee: ₹2,500 + GST (reversed on annual spends of ₹5 lakh)

• Late payment charge: ₹500 – ₹1,100, depending on the due amount

• Cash Withdrawal Fee: 2.5% of withdrawal amount (min ₹500)

• Forex Markup Fee: 2% on overseas transactions

Where the HDFC Bank Diners Club Privilege Credit Card Excels

There are plenty of premium credit cards in the market with lifestyle benefits, rewards and exclusivity among others, But the HDFC Bank Diners Club Privilege Credit Card has been crafted to offer an unprecedented synergy of rewards, lifestyle privileges and exclusive discounts. Here’s how it stands out:

Luxury and Exclusivity

This card is for those who prizes luxury and exclusivity. With access to select airport lounges, as well as golf privileges and concierge services, it comes with a number of perks that appeal to those who demand the best in life.

High-Value Rewards Program

The card has one of the most generous rewards program which can earn you 5 Reward Points for every ₹150 spent. This is much higher than the majority of regular credit cards. Its extra bonus for dining and travel purchases also add to its value for frequent spenders in this category.

Extensive Travel Benefits

By providing unlimited access to domestic lounges and more than 1,000 international lounges, along with travel insurance, the HDFC Diners Club Privilege Credit Card is perfect for the jet-setting mile-muncher. The golf privileges is a bonus and it makes it unique among premium cards too.

Personalized Concierge Service

The 24/7 concierge service distinguishes this card from others with customized assistance as unique as the customers needs. If you need to book tickets, arrange travel, or want to plan an event, the concierge can help you arrange any of these things!

Eligibility of HDFC Bank Diners Club Privilege Credit Card

Eligibility Criteria for HDFC Bank Diners Club Privilege Credit Card: You will be eligible to apply for the HDFC Bank Diners Club Privilege Credit Card if:

• Age: Applicants age should be 21 to 60 years.

• Income: At least an annual income of ₹10 lakh for salaried and ₹12 lakh for self-employed.

• Credit Score: A 750 credit score and above is usually needed for approval.

Conclusion

The HDFC Bank Diners Club Privilege Credit Card is a premium credit card that offers you a mix of luxury, rewards and exclusive benefits. If you travel often, love restaurant dining out, or enjoy the life of luxury, this card has the ideal mix of benefits for you.

HDFC Diners Club Privilege Credit Card Review

With its really generous points program, unbeatable travel and concierge offers, the HDFC Diners Club Privilege Credit Card stands out as one of the best premium credit cards in the market. If you’re looking for luxury and ease, this card is worth it.