HDFC Bank RuPay IRCTC Credit Card card image

HDFC Bank RuPay IRCTC Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 500 + GST

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Renewal Fees

Rs. 500 + GST

Rewards Rate

Rewards Rate : 5X Reward Points/100 for IRCTC Bookings and 1 Reward Point/100 for Other Valid Spends. An Additional 5% Cashback Can Be Earned for Rail Bookings Via SmartBuy

Reward Redemption

Reward Redemption : The earned Cash Points can be redeemed against travel bookings via IRCTC and several other options. 1 Cash Point = up to Re. 1.

Travel

Travel : Get 8 complimentary access to IRCTC Executive Lounges.

Other Details

Amazon voucher worth Rs. 500 as a welcome benefit.

1 Cash Point for every Rs. 100 spent on retail purchases.

5x Cash Points on IRCTC spends.

Complimentary railway lounge access every year.

Spend-based waiver of the renewal fee.

1% fuel surcharge waiver.

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