Features, Fees, & Benefits
Joining Fees
Rs. 1,500 + GST
Renewal Fees
Rs. 1,500 + GST
Rewards Rate : You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories
Reward Redemption : 1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets
Travel : Complimentary Lounge Access Worldwide
Domestic Lounge Access : 8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program
International Lounge Access : 3 Complimentary International Lounges with Priority Pass Membership.
Other Details
1500 Zen Points on Payment of Joining fees
8 Complimentary Domestic Lounge Access every year
3 Complimentary International Lounges with Priority Pass Membership
7500 bonus Zen Points on annual spending of Rs 3,00,000
15000 bonus Zen Points on annual spending of Rs 6,00,000
Annual fee waiver on the annual spending of Rs 1,50,000 or above
1% fuel surcharge waiver on transactions between Rs 500 and Rs 3000
Download Finckr App
Effortlessly apply for India's top credit cards through a secure and user-friendly platform right at your fingertips.
Find the perfect card by comparing features, rewards, and benefits side by side & Get personalized card recommendations tailored to your spending habits.
Add your credit cards to stay updated on benefits, rewards, and exclusive offers. Never miss out on perks and updates tailored to your cards!
