6E Rewards XL Indigo Kotak Bank Credit Card: Detailed Review

Today, credit cards are an integral part of our economy. They enable us to shop on the go as well as in traditional retail environments, and they provide some convenience and benefits for all the purchases we make every day. Of the number of credit cards offered, Indigo 6E Rewards XL Indigo Kotak Bank Credit Card offers a solid mix of travel and lifestyle perks, which makes it a top pick for frequent flyers, particularly those flying regularly with IndiGo, the country's largest airline.

In this post we will go through the features, benefits, rewards program and application process for the 6E Rewards XL Indigo Kotak Bank Credit Card and tell you why it’s both an amazing travel card and a great addition for those who love to maximize their spending on the road!

Summary of the 6E Rewards XL Indigo Kotak Bank Credit Card

The 6E Rewards XL Indigo Kotak Bank Credit Card is a co-branded credit card issued by Kotak Mahindra Bank along with IndiGo, one of India’s largest airline based low cost carriers. This is an exclusive card made for frequent flyers where you can avail a variety of benefits and rewards while on your regular purchases, particularly travel based ones. From booking a flight to a delicious meal, or miles to travel comfort, this card has everything, you start earning 6E Rewards on your ticket booking with IndiGo and some travel-related benefits, plus free vouchers!

If you are a frequent flyer of IndiGo or often reserve flights for business or leisure, this card can be your preferred travel buddy not only rewarding you but with a set of travel-focused benefits to uplift your experience both on ground and up in the air.

Key Highlights of the 6E Rewards XL Indigo Kotak Bank Credit Card

The 6E Rewards XL Indigo Kotak Bank Credit Card also has a set of features designed for frequent flyers. Here’s a closer look at some of its best features:

Joining Fee and Renewal Fee

Enrollment Fee: Rs.2,999 + applicable taxes
Recharge Cost: ₹2,999 (exclusive taxes)
The joining fee and renewal fee being comparatively low, is worth against the benefits and rewards you can gain with this card.

6E Rewards Points

The main highlight of the 6E Rewards XL Indigo Kotak Bank Credit Card is that of the 6E Rewards Points program. Cardholders will earn 6E Rewards Points for every ₹150 spend on eligible spends.

These reward points can be used to book IndiGo flight tickets, get free upgrades and add-ons such as excess baggage, seat selection, and meal purchases.

Bonus 6E Rewards Points

To add to this, you get 6,000 bonus 6E Rewards Points on your first transaction within the first 30 days, on this card! This will give you a head start to earn points towards your next flight booking.

Also, you receive bonus rewards if you spend a certain amount in a year, meaning it’s a solid choice for those who intend to use their card often.

Priority Check-in and Extra Baggage Allowance

One of the key highlights of the 6E Rewards XL card is priority check-in while travelling with IndiGo. Cardholders are sure about checking in at this benefit, cutting down on time at the airport and waiting on line.

Cardholders also get bonus baggage allowance as a perk, for those who travel with a heavy load.

Complimentary Lounge Access

While the 6E Rewards credit card offers free access to airport lounges at selected airports in India. This perk means that cardmembers can enjoy some relaxation before their flights in a secluded lounge space, free from the airport terminal crowds and commotion.

Fuel Surcharge Waiver

1% fuel surcharge is waived for fuel transactions of maximum ₹5,000 at any petrol pump across the country, for transaction amount ranging from ₹500 - ₹5,000 on the 6E Rewards XL Indigo Kotak Bank Credit Card. This one grows with you and helps save on those costly fuel bills so great to use daily as well.

Flexible Payment Options

Additionally, the card also comes with FlexiPay feature, which allows cardholders to convert their purchases into flexible EMIs for managing big spends over a period of time.

Insurance Coverage

The insurance covers available on the 6E Rewards XL Indigo Kotak Bank Credit Card include purchase protection, air travel accident loss cover and emergency medical insurance overseas. These are protections that help cover you from the unexpected while traveling.

Advantages of the 6E Rewards XL Indigo Kotak Bank Credit Card

Now that we have dealt with the basic features, let us explore the benefits of the 6E Rewards XL Indigo Kotak Bank Credit Card in greater detail which make it an ideal choice for travelers who fly frequently.

Reward Points for Every Purchase

Cardholders get 6E Rewards Points on expenditures of ₹150 on eligible purchases. So, all these points can be earned and you can redeem them for flights, seat selection, extra baggage and even meals or drinks. You can even use those rewards for free upgrades for a more enjoyable flying experience.

The card also includes a new user bonus offer and additional bonus points for meeting spending thresholds. That makes it a fantastic option to earn points on all spending, whether or not it’s travel-related.

Priority Check-In

Flight travel can be a pain in the neck, especially when there’s a long line at check-in. Priority check-in on IndiGo travel for the 6E Rewards XL card, aiding cardholders to save time and have a convenient take-off for their journey. The advantage is particularly helpful if you're running late, or if you just want to dodge the lengthy queues at the airport.

Extra Baggage Allowance

The additional luggage allowance on IndiGo flights is one of the best travel benefits that comes with this card. It’s a great option for travelers who want to take some extra luggage for their business or vacation travel. And with extra luggage space, you never wonder if you should pay extra for your suitcase, so you'll save money and travel easier at the airport.

Airport Lounge Access

The 6E Rewards XL Card offers free access to the selected airport lounges in India. Relax and revitalise in peaceful surrounds away from the hustle and bustle of the terminal ahead of your flight. Help yourself to free snacks, Wi-Fi, and other amenities to make your flight nice and comfortable.

Fuel Surcharge Waiver

For your average driver, the 1% fuel surcharge waiver is a sweet little benefit. Now there’s no need to take more from your pocket when fueling up your car in your regular visits to Indian petrol pumping stations. This may seem like a small perk, but it can really add up over time, especially for those who frequently use their card to pay for gas.

Travel Insurance Coverage

The 6E Rewards XL card comes with a host of insurance covers, such as purchase protection and accident cover during air travel. Which provides peace of mind because, if your flight gets delayed or your purchases are damaged, destroyed or lost, you’ve got financial protection.

How the 6E Rewards XL Indigo Kotak Bank Credit Card Compares to Other Travel Credit Cards

There are plenty of travel credit cards that offer rewards and benefits for frequent flyers.

When comparing the 6E Rewards XL Indigo Kotak Bank Credit Card with other travel credit cards, there are a few things that set it apart:

Co-Branded with IndiGo

This is a card that is not like just any other card for travel, it is the travel card designed exclusively for IndiGo flyers. The direct co-branding with the airline makes it possible for cardmembers to get 6E Rewards Points, that can be even redeemed for direct IndiGo flight bookings, which isn’t something you get with most other travel cards.

Reduced Annual Fee

Although the annual fee of other travel cards can be high, the ₹2,999 for this Card is priced which is more within the reach of anyone, especially with the benefits on offer.

Exclusive Travel Perks

The card comes with priority check-in, extra baggage and access to airport lounges, making this an ideal option for frequent fliers.

Final Thoughts: Is 6E Rewards XL Indigo Kotak Bank Credit Card Worth It?

The 6E Rewards XL Indigo Kotak Bank Credit Card is a great option for frequent fliers of IndiGo. Featuring a generous rewards program, travel benefits and lifestyle perks, it offers a lot of value for a manageable annual fee. Whether you’re collecting points for free flights, speeding through VIP airport lounges or getting every second of the action using your credit card to pay, the Barclaycard Aviator Card has you covered.

If you are a regular fly-er and customer of IndiGo who wants to make the most of your frequent flying and isn’t interested in the tangible value like Air India SBI Card or Vistara SBI Card offer, Stanchart Emirates Platinum or pretty much any other airline card, the 6E Rewards XL Indigo Kotak Bank Credit Card is a no-brainer product. If you’re the type of person who books IndiGo flights regularly, this card could be incredibly useful as you’ll be able to save some bucks on the flight fare, earn rewards as well as having a more pleasant flying journey.

When you’re ready to take your travel game up a notch, you can also apply for the 6E Rewards XL Indigo Kotak Bank Credit Card and begin enjoying the substantial host of advantages that come with it.