Standard Chartered Super Value Titanium Card: Review, Features, Benefits, How to Apply, Online Application Form, Eligibility & more

Today, credit cards provide much more than just a mode of payment, including numerous rewards, offers, and benefits. For habitual shoppers — who want to get the most out of everyday expenses — credit cards like the Standard Chartered Super Value Titanium Credit Card prove worthy. This card is popular for its high rewards on every day purchases, and is a good provider card to help customers maximize their spending and earn rewards, cash back and travel benefits.

Standard Chartered Super Value Titanium Credit Card Review

In this post we discuss the Standard Chartered Super Value Titanium Credit Card, its features, benefits, their eligibility criteria, fees and much more. This card has a little something for every type of spender giving them the flexibilty to earn more while getting more out of their spends.

Summary of the Standard Chartered Super Value Titanium Credit Card

The Standard Chartered Super Value Titanium Credit Card is a basic credit card for those who wish to earn rewards on their daily spend. This is especially great for daily shoppers or those who use their cards regularly since it has appealing cashback benefits. The card is issued from the trusted bank known for its banking services that is ‘Standard Chartered Bank’ which gives you the confidence of the reliability.

This credit card is interesting because it has low annual fee, cashback facilities and reward points on fuel, groceries and other common categories. These perks make it perfect for those who want to rack up big rewards while spending on regular purchases.

Highlights of the Standard Chartered Super Value Titanium Credit Card

Here are some of the features and benefits of the Standard Chartered Super Value Titanium Credit Card. Now, we’ll break down the card’s top benefits that make it a winner for those who spend a lot.

Cashback on Utility Payments

Out of the features, the cashback on utility bill used is something that makes this credit card stand out. Cardmembers can now earn 5% cashback on utility bill payments on electricity, gas, water and phone recharges. This cashback makes the card ideal for those who are forced to spend money on the utility bills and want to do so without wasting a single penny of their cash.

Cashback on Groceries and Fuel

Standard Chartered Super Value Titanium Credit Card offers 5% cashback on grocery and fuel. Having to deal with changing fuel prices from time to time, the cashback feature can go some way in covering the associated expenses. It also provides cash back on grocery purchases, which is a necessity for every home. This card allows cardholders to accumulate high cashback at the end of a period which they can cashout or use to offset their statement.

Reward Points on Other Purchases

Besides cashback, this card also comes with reward points on other categories. For all other eligible spends, you can earn 1 reward point for ₹150. These points can then be added and redeemed for gift vouchers, items, or even air miles.

Annual Fee Waiver

The Super Value Titanium Credit card by Standard Chartered charges a very low annual fee. But you can avail fee waiver on the card if you spend ₹1,00,000 or more in a year. It also makes the card that much more appealing and makes you actually want to use it for normal spending.

Fuel Surcharge Waiver

Most of the times, people pay extra surcharge while refueling, but the Standard Chartered Super Value Titanium may save you some money here as it gives fuel surcharge waiver. Card members can avail of a 1% fuel surcharge waiver on fuel transactions between ₹400 and ₹5,000. This waiver can help you save money every time you gas up your ride.

Easy EMI Facility

One of the useful facilities this credit card provides is an EMI conversion. If you exceed your credit limit: If you make a high-value purchase, you can convert the amount into convenient EMIs to make it easy for you to repay the value of the purchase in small amounts. The feature is useful for shoppers who’d like to buy more expensive items, but want to split the payment into more manageable increments.

Pros of the Standard Chartered Super Value Titanium Credit Card

Now that we have seen some of the key highlights, let us dig deeper into the list of great advantages the Standard Chartered Super Value Titanium Credit Card provides its users with.

Effortless Cashback on Everyday Expenses

On Standard Chartered Super Value Titanium Credit Card you can earn cashback easily on everyday purchases such as groceries, gas, utility bills and more! On 5% cashback on bill payments, groceries and fuel, they can expect to save great excesses of money on expenses that they are subject to paying card or no card. This cashback amount can be credited to the cardholder account or can be adjusted against cardholders monthly bill.

Reward Points Redemption

Spendat www.standardchartered.co.in SCB Super Value Titanium Credit Cards 5% cashback on Fuel • 5% cashback on Telephone bills, 5% cashback on Utility bills. You can trade these points you for gift cards, merch, or even air miles. Redemption is easy and you can do so through the standard chartered website.

Low Annual Fee

The Standard Chartered Super Value Titanium Credit Card charges a nominal annual fee of ₹499 + GST which is also a fraction compared to other premium credit cards. This is great for people who are looking to reap the benefits of a credit card without spending the high annual fee.

Exclusive Discounts and Offers

The Standard Chartered Super Value Titanium Credit Card offers exclusive discounts and benefits, offers on movies, dining and shopping. Such offers can enhance the value proposition for the cardholder and help him/her to save more through entertainment and shopping.

Global Acceptance

It’s a Visa card so is accepted all over the world. This allows the card holders the flexibility to use the card to spend in locally and abroad. You can swipe your credit card like normal whether shopping online or traveling overseas.

Fraud Protection

The Standard Chartered Super Value Titanium Credit Card is great for security. The card is not liable (no liability) for the unauthorized use of the card in case of loss or theft occurring before the loss of the card is reported or after reporting of such loss. This anti-theft protection means your card is safe and secure at all times.

Standard Chartered Super Value Titanium Credit Card Eligibility

Eligibility Criteria for the Standard Chartered Super Value Titanium Credit Card

One should ensure that they qualify for the Standard Chartered Super Value Titanium Credit Card before applying. In most cases you must meet the following criteria to get this card:

• Age: The candidate must be of 21 to 65 years of age.
  
  
• Income: The applicants must have a minimum monthly income of ₹20,000. But the income requirement could vary depending on your city of residence and employment situation.
  
  
• Documents: Customers (with valid KYC) applying for a gold loan should submit KYC documents like Govt approved identity and address proof, and proof of income (in the form of salary slips or ITR).
  
  

Final Thoughts

If you love spending and are looking to make the most of your everyday transactions then Standard Chartered Super Value Titanium Credit Card would be the best choice for you. Through its cashback offers, reward points each use of card, and an array of lifestyle-based benefits, it is a great value-for-money card. If you need a card for groceries, utility bills, gas or even travel, this card has you covered.

So with the 0 annual fee, straightforward rewards program and the potential for earning cash back on key categories, this card is a strong one for consumers who want simplicity and some of the most value from their purchases. If you want a credit card that has a rewardful, fabulous cash back, as well as a secure one, the Standard Chartered Super Value Titanium Credit Card should be in your bucket list.