IDFC HPCL First Power Plus Credit Card: Everything you need to know benefits, features, and more

Credit cards are not just a payment option in modern times. These are powerful financial tools that are loaded with potential such as cashback, rewards points, discounts, as well as exclusive dining, travel, or lifestyle offers.

Features and benefits of IDFC HPCL First Power Plus Credit Card

In this ocean of credit cards, IDFC HPCL First Power Plus Credit Card not only helps to save money on buying of fuel but also comes with lifestyle and travel offers.

In this post, we are going to highlight the primary features, benefits and advantages of the IDFC HPCL First Power Plus Credit Card and explain why your card can fit in the IDFC HPCL First Power Plus Credit Card!

Summary of the IDFC HPCL First Power Plus Card

The IDFC HPCL First Power Plus Credit Card (Hindustan Petroleum Corporation Ltd) is co-branded card between IDFC Bank and HPCL (Hindustan Petroleum Corporation Limited). This card is designed for people who usually travel by vehicle as it gives very good deal for fuel purchased at HPCL pumps. The card also offers numerous discounts and lifestyle benefits, such as discounts on dining, travel and entertainment. It is built to add value on your day to day purchases, while making sure that you also save a lot on fuel, making it a perfect choice for car owners and frequent travelers.

Highlights of the IDFC HPCL First Power Plus Credit Card

Fuel Benefits

IDFC HPCL First Power Plus Credit Card is probably the best fuel benefit credit card in the market now. Cardholders enjoy:
Fuel Surcharge Waiver : 1% fuel surcharge waiver on transactions at HPCL pumps; Please check most recent details! This is valid for transactions of ₹400 to ₹5,000, which can help you to save money on your fuel bills.
Fuel Cashback: Get 5% cashback on fuel at HPCL Petrol Pumps This is a HUGE plus for those who use the peanuts receipt trick to save on fuel, and for those pumping cheap fuel all the time, this card is above a must have for car owners.

These benefits make the IDFC HPCL First Power Plus Credit Card a great choice for those who want to save more on fuel.

Reward Points

The IDFC HPCL First Power Plus Credit Card’s rewards program is one of the best parts about it. Here’s how it works:
5 Reward Points per ₹150 spent on all other fuel purchases at HPCL outlets.
2 Reward Points per ₹150 on all other retail spends (grocery, dining, movies, and so on).

The points you accumulate can be cashed for … stuff and services and such:

• Travel bookings (flights, hotels)

• Gift vouchers

• Merchandise from the rewards catalogue

This makes it not only a fuel card but a rewarding card for everyday spending.

Complimentary Lounge Access

The IDFC HPCL First Power Plus Credit Card is a perfect choice for frequent travellers as it gives exclusive domestic airport lounge access. Cardholders receive:
2 Free Lounge Access per quarter at Major domestic Airports in India.

This benefit lets you relax comfortably before your flight, grab a bite and recharge as you wait for your departure.

Lifestyle and Dining Benefits

Beyond the fuel and travel rewards, other lifestyle perks include:
Dining offers – Save up to 15% on dining at select restaurants with your IDFC HPCL First Power Plus Credit Card.
Entertainment Offers : Avail discounts on movie tickets and other entertainment with the cards exclusive offers with partner brands.

These benefits let you get the most out of the money you spend on food and fun, giving you a discount on vibrant living.

Purchase Protection

Card comes with purchase protection for theft and damage. That's an added layer of security when you spend. And you want that peace of mind.

EMI Conversion Facility

Key Highlights: The IDFC HPCL First Power Plus Credit Card offers the EMI feature where one can convert the overall credit card spends into EMIs. This is great to have for big purchases so you can spread the cost out over time for an easy way to manage your finances.

Low Forex Markup

All Your International Spends Are Covered Enjoy a competitive foreign exchange markup fee of 1.99% when you use your IDFC HPCL First Power Plus Credit Card for international spends, which is lower compared to most other cards in the category. This is great for people who travel overseas often or purchase goods from overseas retailers.

Features and Benefits of the IDFC HPCL First Power Plus Credit Card

Fuel Savings

The primary reason why you will choose the IDFC HPCL First Power Plus Credit Card is the huge amount of money you save on fuels. It is among the best fuel credit cards, as it offers 5% cashback at all fuel stations and a fuel surcharge waiver.

Rewarding for Everyday Purchases

Plus, the 2 Reward Points on every ₹150 spent on all other categories (except fuel) makes for generous rewards on your regular spend Gourmet deli – Rewards of 500+ on dining, grocery and entertainment among others. You can redeem these points for flights, hotel nights, or even products, which adds value to your everyday purchases.

Ideal for Frequent Travelers

The free 2 domestic airport lounge visits every quarter and low forex markup are a great value for travelers. Whether you're traveling on business or for pleasure, you can enjoy a more comfortable airport experience and save on international purchases.

No Annual Fee for First Year

For trial of the card, the IDFC HPCL First Power Plus Credit Card comes free of annual fees for the first year. That lets you take advantage of all the card’s benefits without having to worry about an annual fee.

Enhanced Security Features

Make your card secure The IDFC HPCL First Power Plus Credit Card is equipped with chip and PIN technology, which makes damaging your card difficult and keeps it safe. It even comes with purchase protection so if your eligible purchase is stolen or damaged, you’re covered.

IDFC HPCL First Power Plus Credit Card Eligibility Criteria

Eligibility criteria for IDFC HPCL First Power Plus Credit Card Before you can apply for the IDFC HPCL First Power Plus Credit Card, you need to first make sure that you meet the criteria:
Age Limit: Candidates age should be between 21 to 60 years.
Income: The required monthly income threshold will depend on your work status. As a rule of thumb, salaried should have a minimum of ₹25,000 income per month, and self-employed may have higher income criteria.
Credit Score: You’ll need a healthy credit score (usually upwards of 750) to have one approved.

If you qualify for these you can apply for the card and receive the benefits right away.

How to Apply for the IDFC HPCL First Power Plus Credit Card

You can apply for IDFC HPCL First Power Plus Credit Card through both offline and online modes.
It is easy to apply for the IDFC HPCL First Power Plus Credit Card. You can apply online through the official website of IDFC Bank or by calling a customer care executive. Just submit the application, submit supporting documents (like copy of ID, address and proof of income), and wait for approval.

Conclusion

The IDFC HPCL First Power Plus Credit Card is ideal for those who wish to save on fuel and enjoy a host of lifestyle and travel privileges. With fuel cashback, reward points, lounge access, etc. in its kitty, this is a card giving good value for the money spent in a day.

Whether you need a card that gets you greater savings on fuel or one that rewards you significantly for dining, shopping and travel; the IDFC HPCL First Power Plus Credit Card is the way to go. Practical benefits, low fees and rewards features that drive it to be a strong contender in the market for people looking to improve their financial experience.