AU Zenith Credit Card card image

AU Zenith Credit Card

Features, Fees, & Benefits

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Joining Fees

Rs. 7,999 + GST

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Renewal Fees

Rs. 7,999 + GST

Movie & Dining

Movie & Dining : 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate

Rewards Rate : 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Reward Redemption

Reward Redemption : Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Travel

Travel : Complimentary Railway Lounge Access and Priority Pass MembershipCash Advance Charges

Domestic Lounge Access

Domestic Lounge Access : 2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending 20,000 Each Quarter

International Lounge Access

International Lounge Access : 8 Free International Lounge Visits

Insurance Benefits

Insurance Benefits : Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

Other Details

10,000 Bonus Reward Points on completing retail spends worth Rs. 1 lakh within 60 days of card setup.

Up to 20 Reward Points per Rs. 100 spent.

Vouchers worth Rs. 1,000 on the expenditure of Rs. 2 lakh in a calendar quarter.

Complimentary Taj Epicure membership of minimum expenditure of Rs. 8 lakh in an anniversary year.

2,500 Bonus Reward Points on completing one retail transaction on your birthday.

Lower foreign currency markup fee of 1.99% of the transaction amount.

Complimentary (limited) domestic/international airport and IRCTC lounge access.

Spend-based waiver of joining and annual fee.

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