Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
American Express Platinum Travel Credit Card
Joining Fee - Rs. 5,000 + GST
Movie & Dining : 20% Discount at Select Restaurants
Rewards Rate : 1 Membership Rewards Points/50 spent
Reward Redemption : Membership Rewards Points can be redeemed for online shopping vouchers, INSTA rewards for offline purchases, and transfers to various flight and hotel loyalty programs
Travel : Complimentary Airport Lounge Access and Priority Pass
Domestic Lounge Access : 2 Domestic Lounge Access Every Quarter (8 Each Year)
International Lounge Access : Access With Free Priority Pass Membership Worth USD 99
American Express Gold Charge Card
Joining Fee - Rs. 1,000 + GST
Movie & Dining : Up to 20% Off on Select Restaurants
Rewards Rate : 1 Membership Rewards Point/50 Spent Including Utility and Fuel. 5X Membership Rewards Points on Rewards Multiplier Portal
Reward Redemption : Membership Rewards Points can be redeemed for travel, accessories, and dining on AmExs Membership Rewards Redemption portal, and against fabulous 18 and 24 Karat collection.
Insurance Benefits : Air Accident Cover
American Express SmartEarn Credit Card
Joining Fee - Rs. 495 + GST
Movie & Dining : 10X Membership Rewards Points on spends with BookMyShow, Zomato and PVR Cinemas.
Rewards Rate : 1 Membership Reward Point/Rs. 50 spent (with a few exceptions), 10X Reward Points on Flipkart, Uber, Zomato, AJIO, PVR, Blinkit and more.
Reward Redemption : Can be redeemed against online shopping vouchers, INSTA rewards for offline purchases, transferable to various flight and hotels loyalty programmes and for making credit card bill payments under the Cash + Points scheme.
Travel : 10X Reward Points on spends on Uber (max cap of 500 Points)
Insurance Benefits : Zero cost liability if loss of card reported within 3 working days, post which max liability of the cardholder limited to Rs. 1,000.
American Express Platinum Charge Card
Joining Fee - Rs. 66,000 + GST
Movie & Dining : Complimentary EazyDiner Prime Membership, 50% Discount at Premium Restaurants, and 500 Off on the Second Movie Ticket Purchased with PVR INOX (Once Each Month)
Rewards Rate : 1 MR Point/40 Spent Domestically, 3X MR Points on International Spends, and 5X MR Points Via AmEx Reward Multiplier
Reward Redemption : Membership Rewards Points can be redeemed against dining, travel, and accessories on AmEx's Membership Rewards Redemption portal.
Travel : Accelerated Reward Points on International Spends
Domestic Lounge Access : Unlimited Free Airport Lounge Access
International Lounge Access : Access to Over 1,300 Airport Lounges Globally, Including American Express Lounges, Priority Pass Lounges, and Delta Lounges.
Golf : Complimentary Access to Premium Domestic and International Golf Courses
Insurance Benefits : Personal air accident coverage worth Rs. 5 crore, cover of Rs. 50,000 for loss of check-in Baggage/ passport/ document, overseas medical insurance of USD 50,000 for the first 7 days of the trip.
American Express Membership Rewards Credit Card
Joining Fee - Rs. 1,000 + GST
Movie & Dining : Get special dining discounts up to 20% off using your American Express Reward credit card at select restaurants
Rewards Rate : 1 membership reward point per Rs 50 spent excluding fuel transactions, Utility bill payments, insurance, and cash transactions
Reward Redemption : You can redeem the membership reward points accrued with American Express 18 and 24 Karat Gold Collection
American Express Platinum Reserve Credit Card
Joining Fee - Rs. 10,000 + GST
Movie & Dining : BookMyShow Vouchers Worth Rs. 1,000 on Achieving Monthly Spends and Complimentary Membership of EazyDiner Prime
Rewards Rate : 1 Membership Reward Point for every Rs. 50 spent with the card except for spends on fuel, utilities, insurance, cash transactions, and EMI conversion at Point of Sale.
Reward Redemption : Membership Rewards Points redeemable for online shopping vouchers, INSTA rewards for offline purchases, transfer to various flight and hotels loyalty programs and for making credit card bill payments under the Cash + Points scheme.
Travel : Complimentary Priority Pass, Accor Traveller, Taj Epicure Membership
Domestic Lounge Access : 12 complimentary domestic lounge visits (limited to 3 per quarter)
International Lounge Access : Two Free Visits Via Priority Pass
Golf : 2 complimentary rounds of golf per month at 32 premium golf destinations in India with a 100% waiver on the green fee.
Insurance Benefits : Air accident cover worth Rs. 1 crore, purchase protection against loss, damage, or burglary of any item purchased using the card
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