Explore the Best au-bank Credit Cards for Every Lifestyle

Rewards Rate : 4 RPs/100 Spent on Groceries & Departmental Spends. 2 RPs/100 on All Other Eligible Spends

Reward Redemption : Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25

Travel : Free Railway Lounge Access

Domestic Lounge Access : One Free Visit Each Quarter on Spending 20,000 or More Each Quarter

International Lounge Access : One Free Visit Each Quarter

Insurance Benefits : Comprehensive insurance cover including Credit Shield, lost card liability cover, air accident cover and many other travel-related insurance covers

Movie & Dining : 1% cashback on UPI spends made on dining

Rewards Rate : 1% direct cashback on UPI spends across departmental stores, groceries, pharmacies, and supermarkets

Reward Redemption : Cashback to your credit statement/account

Movie & Dining : 20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate : 20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Reward Redemption : Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Travel : Complimentary Railway Lounge Access and Priority Pass MembershipCash Advance Charges

Domestic Lounge Access : 2 Complimentary Lounge Access Every Quarter (8 Each Year) on Spending 20,000 Each Quarter

International Lounge Access : 8 Free International Lounge Visits

Insurance Benefits : Comprehensive insurance cover including lost card liability cover, Credit Shield, air accident cover, and multiple other travel-related insurance covers

Movie & Dining : Accelerated Reward Points and Exclusive Discounts on Dining.

Rewards Rate : Each Card Offers Accelerated Reward Points for Special Categories and Up to 6X Reward Points for Online Transactions

Reward Redemption : 1 RP = Rs. 0.20

Travel : Free Railway Lounge Access if Offered

Domestic Lounge Access : Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants

International Lounge Access : Free Lounge Access is Either Offered or Can Be Availed with the Custom Variants

Rewards Rate : 2 RPs/100 Spent on Retail and 1 RP/100 Spent on Utility and Insurance

Reward Redemption : 1 RP = 0.25

Travel : 2 Complimentary Railway Lounge Visits Per Calendar Quarter

Domestic Lounge Access : 2 Free Visits Each Quarter on Spending 20,000 in a Calendar Quarter

Rewards Rate : 20 RPs for Train Bookings on ixigo, 10 RPs for Online Spends and 5 RPs for Offline Spends

Reward Redemption : Redeem Rewards at ixigo App or AU Rewardz

Travel : 10% Discount on Flight, Bus & Hotel Bookings

Domestic Lounge Access : 8 Per Year

International Lounge Access : 1 Per Year, Priority Pass to be Issued on Request

Insurance Benefits : Credit Shield up to Rs. 1 Lakh

Rewards Rate : 1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit.

Reward Redemption : The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

Travel : Free railway lounge access (twice each quarter)

Movie & Dining : 16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter

Rewards Rate : 2 RPs per Rs. 200 spent on dining, international, and travel spends. 1 RP per Rs. 100 on other spends

Travel : Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.

Domestic Lounge Access : 4 Complimentary Lounge Access Every Quarter (16 Each Year)

International Lounge Access : 16 complimentary international lounge access

Golf : 8 complimentary golf lessons per annum, max 2 per quarter

Insurance Benefits : Complimentary device protection plan