Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
HSBC Taj Credit Card
Joining Fee - Rs. 1,10,000 + GST
Movie & Dining : BOGO on Movies and Discounts at PVR, Swiggy, Zomato, and Starbucks.
Rewards Rate : 5 RPs/100 Spent at Taj, SeleQtions, Gateway, Vivanta, Ginger Hotels and am Stays & Trails Bungalows. 1.5 RPs/100 on All Other Eligible Purchases
Reward Redemption : Use RPs at Participating Indian and Global Hotels. 1.5 RPs = 1
Travel : 4 Chauffeur-Driven Limousine Transfers in a Year and 15% Discount at Adani One
Domestic Lounge Access : Unlimited Airport Lounge Access
International Lounge Access : Global Unlimited Airport Lounge Access
HSBC Premier Metal Credit Card
Joining Fee - Rs. 12,000 + GST
Movie & Dining : BOGO on BookMyShow and 30% off Dining Bills with EazyDiner
Rewards Rate : 3 Reward Points/100 Spent for All Spends
Reward Redemption : Transfer Reward Points to Popular Airline Programs or to Apple Imagine Vouchers at a 1:1 Ratio. These Can Also Be Used for Redemption Against E-Vouchers
Travel : 8 Complimentary International Airport Lounge Visits for Guests
Domestic Lounge Access : Unlimited Airport Lounge Access
International Lounge Access : Unlimited Lounge Access
Golf : Upto 24 Complimentary Golf Lessons Across India (Premier Account Benefit)
Insurance Benefits : Emergency services and international travel insurance
HSBC Smart Value Credit Card
Joining Fee - Nil
Rewards Rate : 1 Reward Points for every Rs. 100 spent on retail transactions and 3x RPs on dining, telecom categories, and all online spends.
Reward Redemption : You can redeem the reward points via the HSBC Rewards portal with the value of 1 Reward Point = up to Re. 0.35.
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