Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
Axis My Zone Credit Card
Joining Fee - Lifetime Free (Limited Time Period Only)
Movie & Dining : BOGO Offers on Movie Ticket Bookings Via District App. 15% Off on Partner Restaurants and Flat 120 Off on Food Orders with Swiggy.
Rewards Rate : 4 EDGE Points/200 (Reward Rate of 0.4%)
Reward Redemption : EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal
Domestic Lounge Access : 1 Complimentary Lounge Access Every Quarter (4 Each Year)
Axis Bank Neo Credit Card
Joining Fee - Nil
Movie & Dining : You get 10% off on booking movie tickets on BookMyShow and 40% off food delivery while ordering with Zomato.
Rewards Rate : Earn 1 EDGE REWARD point on every Rs. 200 spent.
Reward Redemption : The Edge Rewards can be redeemed against an array of categories at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.
HDFC Bank Diners Club Privilege Credit Card
Joining Fee - Rs. 1,000 + GST
Movie & Dining : Get 5x (20) reward points per Rs. 150 spent on Swiggy and Zomato. Get a Buy One Get One offer on BookMyShow movie tickets for shows on Friday, Saturday, and Sunday.
Rewards Rate : 4 Reward Points on every Rs 150 spent and up to 10x RPs on Smartbuy spends.
Reward Redemption : 1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings, 1 reward point = 0.5 Air miles.
Travel : Get 8 complimentary airport lounge access across the world for both primary as well as add-on cardholders.
Domestic Lounge Access : Up to 8 complimentary domestic lounge access every year
International Lounge Access : Up to 8 complimentary international lounge access every year
Insurance Benefits : Insurance cover worth up to Rs 1 crore in case of an air accident and an emergency cover of Rs 25 lac in case of hospitalization abroad.
Swiggy HDFC Bank Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : 10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more
Rewards Rate : 10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories
Reward Redemption : Cashback Against Credit Card Statement
Travel : Upto 5% cashback on merchants like Uber and Ola
Golf : 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services
HDFC Bank H.O.G Diners Club Credit Card
Joining Fee - Rs. 10,000 + GST
Movie & Dining : 25% Discount Via Swiggy Dineout
Rewards Rate : 10 RPs/150 on Spends Made With Harley, 5 Reward Points/150 on Every Retail Spends, and 2X RPs on Weekend Dining
Reward Redemption : Redemption Via Smartbuy or Netbanking
Travel : 5X RPs on Flight and Hotel Bookings Via Smartbuy
Domestic Lounge Access : Unlimited Lounge Access
International Lounge Access : Unlimited Free Lounge Visits
Insurance Benefits : Accidental Air Death Cover of 2 Crore. Travel Insurance Worth 55,000
Myntra Kotak Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : 5% cashback on Swiggy, 2 complimentary PVR tickets on spends of Rs. 50,000 per quarter
Rewards Rate : 7.5% discount on Myntra spends, 5% cashback on partner brands, 1.25% cash back on other spends
Reward Redemption : Cashback is automatically credited to the card statement
Travel : Complimentary lounge access
Domestic Lounge Access : 1 complimentary lounge access per quarter
BookMyShow RBL Bank Play Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : Get 2 complimentary movie/non-movie tickets (worth up to Rs. 250 each) every month on spending a minimum of Rs. 5,000 in a month.
Reward Redemption : The earned discount/free tickets can easily be redeemed on the BookMyShow app/official website.
EazyDiner IndusInd Bank Credit Card
Joining Fee - Rs. 1,999 + GST
Movie & Dining : 50% Discount on Dining via EazyDiner. Free Movie Tickets Upto 400 Monthly
Rewards Rate : 10 Reward Points for Dining, Shopping, and Entertainment Spends. 4 Reward Points/100 on All Other Spends
Reward Redemption : Redeem Points for Payment of Bills via PayEazy on EazyDiner
Travel : Postcard Hotels Stay Voucher Worth 5,000
Domestic Lounge Access : 2 Free Airport Lounge Access Each Quarter (8 Every Year)
Cashback SBI Credit Card
Joining Fee - Rs. 999 + GST
Rewards Rate : 5% cashback for every online transaction and 1% cashback on other offline transactions. You can earn a maximum of Rs. 5000 cashback in a single statement cycle.
Reward Redemption : Cashback earned with the card will be automatically credited to next months statement.
BPCL SBI Octane Credit Card
Joining Fee - Rs. 1,499 + GST
Movie & Dining : Accelerated 10 Reward Points for Every 100 Spent on Dining and Movie Tickets.
Rewards Rate : 25 Reward Points/100 Spent at BPCL Fuel Stations (Reward Rate = 7.25%), 10 RPs/100 Spent on Groceries, Departmental Stores, and Movie Tickets, and 1 Reward Point for Every 100 Spent on All Other Expenditures
Reward Redemption : Redeem RPs for Fuel at BPCL Stations, Against Statement, or for Products and Vouchers With SBI
Travel : Complimentary domestic airport lounge visits
Domestic Lounge Access : 4 complimentary access to domestic lounges every year (1 per quarter).
Insurance Benefits : Fraud Liability Cover of 1 Lakh
Fuel Surcharge : Enjoy 7.25% Value back ~ 25X Reward Points on fuel purchases at BPCL petrol pumps. Maximum 2500 Reward Points per billing cycle
BOBCARD Easy Credit Card
Joining Fee - Nil
Rewards Rate : 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.
Reward Redemption : Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to 0.20
BOBCARD Tiara Credit Card
Joining Fee - Rs. 2,499 + GST
Movie & Dining : Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto 250 Off on Movie Ticket Bookings With BookMyShow
Rewards Rate : 15 RPs/100 Spent on Travel, Dining, and International Spends. 3 RPs/100 on All Other Eligible Spends
Reward Redemption : Redeem Reward Points for Cashback (1 Reward Point = 0.25)
Travel : Low Forex Charge
Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter
Insurance Benefits : Zero Liability on Lost Card
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