Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
IndusInd Bank Pinnacle World Credit Card
Joining Fee - Rs. 14,999 + GST
Movie & Dining : Buy 1 get 1 Free offer (BOGO) on movies with up to 3 complimentary movie tickets every month.
Rewards Rate : Earn 2.5 reward points per Rs. 100 spent online, 1.5 reward points per Rs. 100 spent on online travel and flight bookings, 1 RP for spends of Rs. 100 on other purchases.
Reward Redemption : 1 RP = 0.75 for Redeeming Against Cash Credit. RPs Can Also Be Redeemed for KrisFlyer Miles and InterMiles
Travel : Complimentary Priority Pass Membership
Domestic Lounge Access : 1 complimentary domestic lounge visit every quarter.
International Lounge Access : 1 Complimentary International Lounge Visit With Priority Pass
Golf : 1 Complimentary Golf Lesson and 1 Golf Game Every Month
Insurance Benefits : Air accident cover that is worth Rs. 25 lakhs and several travel-related insurance covers.
IndusInd Legend Credit Card
Joining Fee - Nil
Movie & Dining : BOGO on 1 movie ticket every month up to Rs. 200.
Rewards Rate : 1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.
Reward Redemption : 1 RP = 0.50 for Redemption Against Cash Credit
Insurance Benefits : Get a Complimentary Air Accidental cover of Rs 25 Lakhs. Complimentary Lost baggage Insurance of Rs 1 lakh and several other travel insurance covers.
IndusInd Bank Platinum Credit Card
Joining Fee - Nil
Rewards Rate : 1.5 RPs per Rs. 100 spent and 1.2 RPs per Rs. 100 spent on utilities & insurance categories.
Reward Redemption : 1 RP = 0.40 While Redeeming Points Against Cash. For Non-Cash Redemption 1 RP = 0.60
Insurance Benefits : Complimentary Air Accidental death cover worth Rs. 25 Lakhs.
IndusInd Bank Avios Visa Infinite Credit Card
Joining Fee - Rs. 40,000 + GST
Rewards Rate : 2x Avios per Rs. 200 spent on Qatar or British Airways website, 1x Avios per Rs. 200 spent elsewhere. 5x Avios per Rs. 200 spent at preferred international destinations
Reward Redemption : Avios earned can be redeemed against a host of different options at the Qatar Airways or British Airways website
Travel : Airport meet and greet, complimentary domestic and international lounge access, 10% discount on Qatar Airways flights from India
Domestic Lounge Access : 2 domestic lounge access per quarter
International Lounge Access : 2 international lounge access per quarter with Priority Pass
Insurance Benefits : Overseas medical emergency cover, air accident insurance cover, and other travel-related insurance benefits
EazyDiner IndusInd Bank Credit Card
Joining Fee - Rs. 1,999 + GST
Movie & Dining : 50% Discount on Dining via EazyDiner. Free Movie Tickets Upto 400 Monthly
Rewards Rate : 10 Reward Points for Dining, Shopping, and Entertainment Spends. 4 Reward Points/100 on All Other Spends
Reward Redemption : Redeem Points for Payment of Bills via PayEazy on EazyDiner
Travel : Postcard Hotels Stay Voucher Worth 5,000
Domestic Lounge Access : 2 Free Airport Lounge Access Each Quarter (8 Every Year)
Club Vistara IndusInd Bank Explorer Credit Card
Joining Fee - Rs. 40,000 + GST
Movie & Dining : Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow & Rs. 3,000 off on dining twice a year.
Rewards Rate : On every spend of Rs. 200, you get 8 CV Points on the Club Vistara website, 6 CV Points on travel-related spends, 1 CV Point on utilities, insurance & fuel, and 2 CV Points elsewhere.
Reward Redemption : The CV Points earned are redeemable against travel-related bookings on Club Vistara website.
Travel : Complimentary domestic and international lounge visits.
Domestic Lounge Access : 1 domestic lounge visits every quarterly.
International Lounge Access : 4 complimentary access to international lounges every quarter via Priority Pass.
Insurance Benefits : Air accident cover (worth Rs. 2.5 crores) and many other travel insurance covers.
IndusInd Bank Indulge Credit Card
Joining Fee - Rs. 75,000 + GST
Movie & Dining : Buy One Get One Offer on BookMyShow (Capped at 700). 3,000 Voucher from EazyDiner (Twice Each Year)
Rewards Rate : 1.5 Reward Points for every Rs. 100 spent using the card
Reward Redemption : Reward Points Redeemable Against Cash Credit, IndusMoments, or KrisFlyer Miles
Travel : Complimentary Priority Pass
Domestic Lounge Access : 6 complimentary domestic lounge access per quarter under the Visa Lounge program
International Lounge Access : Four Complimentary International Lounge Access Using Priority Pass
Golf : Unlimited Golf Games at Regular Clubs and 4 Free Golf Games (Per Month) at Premium Clubs
Insurance Benefits : Personal air-accident insurance worth Rs. 2.5 crores
IndusInd Bank Platinum Aura Edge Credit Card
Joining Fee - Rs. 500
Rewards Rate : up to 4 saving points on every Rs. 100 spent on selected categories, and 0.5 savings points on every spend of Rs. 100 elsewhere.
Reward Redemption : 1 RP = Re. 0.5 for redemption against cash credit and 1 RP = 1 Intermile, and 1 RP = 0.5 CV Points for redemption against CV Points.
Travel : You get insurance cover against lost/delayed baggage, lost passport/ticket, and missed connection.
Insurance Benefits : Get a personal air accident cover worth Rs. 25 lakhs.
IndusInd Bank ePay Amex Credit Card
Joining Fee - Nil
Movie & Dining : 3 Month Zomato Gold Membership
Rewards Rate : 4 RPs from 1st to 4th Transaction, 8 RPs from 5th to 10th Transaction and After That 10 RPs for Each Transaction
Reward Redemption : RPs Can Be Redeemed for Cash Credit, AirMiles or at IndusMoments
Insurance Benefits : Air Accident Cover up to Rs. 1 Lakh
IndusInd Bank Celesta Credit Card
Joining Fee - Rs. 25,000 + GST
Movie & Dining : Get a 20% discount on movies and buy 1 get 1 free offer (BOGO) on movie tickets through BookMyShow. You get a complimentary EazyDiner Prime membership.
Rewards Rate : 1 Reward Point for every Rs. 100 you spend on domestic purchases. 3 Reward Points for every Rs. 100 you spend on international purchases.
Reward Redemption : Redeem Points for Airmiles 1 RP = 1 Airmile. For Cash 1 RP = 0.75
Travel : Get complimentary airport lounge visits
Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access
International Lounge Access : 2 complimentary international lounge access per quarter
Golf : 3 Complimentary Golf Games & Golf Lessons Each Month
Insurance Benefits : You get insurance coverage for an air accident, lost/delayed baggage, lost passport/ticket, missed connection, etc.
IndusInd Bank PIONEER Private Credit Card
Joining Fee - Nil
Movie & Dining : 2 Free Movie Tickets Each Month. Upto 6,000 Discount on Dining Each Year With EazyDiner
Rewards Rate : 3 RPs for All Eligible Spends and 0.7 RPs on Select Categories (Utilities, Education, Government Transactions)
Reward Redemption : Redeem Points at Indus Moments. You Can Redeem at a 1:1 Ratio for Cash Credit, Airmiles, and Gift Vouchers
Travel : 0% Forex Fees
Domestic Lounge Access : Unlimited Domestic Airport Lounge Access
International Lounge Access : Unlimited International Airport Lounge Access (Through Priority Pass)
Golf : Unlimited Domestic Golf Lessons and Games
Insurance Benefits : Overseas Medical Insurance of USD 25,000, Air Accident Cover and Total Protect
IndusInd Bank Signature Visa Credit Card
Joining Fee - Rs. 50,000 + GST
Movie & Dining : Buy 1 get 1 free offer on movie tickets on BookMyshow
Rewards Rate : 1.5 Reward Point on every Rs. 100 spent
Reward Redemption : For redemption against cash credit, 1RP = Re. 1 and for redemption against Intermiles/CV Points, 1 RP = 1 InterMile / 1 CV Point.
Travel : You get complimentary Priority Pass Membership and complimentary domestic lounge access.
Domestic Lounge Access : 2 complimentary domestic lounge access every quarter
Golf : Get 1 complimentary golf game and 1 lesson each month.
Insurance Benefits : Insurance cover for air accident, lost passport, lost baggage, delayed baggage, lost ticket & missed connection is provided.
IndusInd Bank Iconia Visa Credit Card
Joining Fee - Rs. 3,499 + GST
Movie & Dining : Buy 1 get 1 free offer on movie tickets on Bookmyshow.
Rewards Rate : 0.75 Reward Point for every spend of Rs. 100 on weekdays. 1 Reward Point for every spend of Rs. 100 on weekends.
Reward Redemption : 1RP = Re. 1 for redemption against cash, 1 RP = 1 InterMile / 1 CV Point.
Travel : Complimentary Priority Pass Membership for you and your add-on cardholder.
Golf : Complimentary golf games and lessons at several leading golf clubs in India.
Insurance Benefits : Insurance coverage for lost baggage, delayed baggage, lost passport, lost ticket, and missed connection is provided.
IndusInd Intermiles Voyage Visa Credit Card
Joining Fee - Rs. 2,000 + GST
Movie & Dining : 1+1 offer on movie ticket bookings with BookMyShow.
Rewards Rate : 2 InterMiles per Rs. 100 spent on weekdays, 3 Intermiles per Rs. 100 spent on weekends & 2x InterMiles on flight/hotel bookings on intermiles.com.
Reward Redemption : InterMiles can be redeemed against flight and hotel bookings at www.intermiles.com and against shopping vouchers at rewardstore.intermiles.com.
Travel : Complimentary Priority Pass Membership & several travel insurance covers.
Golf : 1 complimentary golf game & 1 lesson every quarter.
Insurance Benefits : Complimentary air accident insurance cover upto Rs. 25 lakhs.
IndusInd Bank Pioneer Heritage Credit Card
Joining Fee - Rs. 100,000 + GST
Movie & Dining : Up to 3 complimentary tickets every month on Pioneer Heritage credit card and 4 Complimentary tickets every calendar quarter on Pioneer Heritage Metal credit card. Also, you get 20% off on your non-movie bookings.
Rewards Rate : 2.5 Reward Points for Rs 100 spent on international transactions and 1 Reward Points for Rs 100 spent on domestic transactions.
Reward Redemption : 1 RP = Rs 1 redeemed against a host of redemption options such as the Indus Moments reward portal, AirMiles, and against statement cash
Travel : Complimentary Domestic and International lounge access, complimentary LoungeKey membership and get a complimentary third-night stay at Oberoi Hotels and Resorts.
Domestic Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter (with Pioneer Heritage credit card)
International Lounge Access : Unlimited (with Pioneer Heritage Metal credit card) and 2 per quarter using LoungeKey membership (with Pioneer heritage Credit Card).
Golf : 12 complimentary rounds of green fees & 12 complimentary golf lessons every year. Also, you get 4 complimentary green fees rounds for guests.
Insurance Benefits : Complimentary air accident protection cover worth upto Rs 2.5 crore on this credit card
IndusInd Bank Crest Credit Card
Joining Fee - Rs. 75,000 + GST
Movie & Dining : BOGO on Movie Ticket Booking, Exclusive Dining Benefits With Club ITC Culinaire Membership And Dining Voucher Worth 3,000
Rewards Rate : 2.5 RPs/100 Spent Internationally and 1 Reward Points Spent Domestically
Reward Redemption : 1 RP = Rs.0.75 for redeeming against cash credit and 1 RP = 1 AirMile when redeeming against partner airlines' airmiles.
Travel : LoungeKey membership with complimentary lounge access per quarter, and complimentary access to domestic lounges under the MasterCard India lounge access program.
Domestic Lounge Access : 2 complimentary domestic lounge visits quarterly under the MasterCard Lounge access program.
International Lounge Access : 2 complimentary international lounge visits every quarter with the LoungeKey membership
Golf : 3 complimentary golf rounds and golf lessons every month with the exclusive golf program and 12 complimentary golf lessons & golf games every year with the Mastercard Golf program.
Insurance Benefits : Personal Air Accident Cover Worth 2.5 Crores
IndusInd Bank Iconia Amex Credit Card
Joining Fee - Rs. 3,500 + GST
Movie & Dining : Buy 1 Get 1 on movie ticket bookings on movie bookings with BookMyShow.
Rewards Rate : 1.5 reward points on every Rs 100 spent on weekdays and 2 reward points on every Rs 100 spent on weekends.
Reward Redemption : 1 Reward Point = Rs 1 for redemption against cash credit & 1 RP = 1 InterMile / 1 CV Point for redemption against the same.
Travel : You get Complimentary Domestic lounge access with this AMEX card and a complimentary priority pass membership.
Domestic Lounge Access : 8 Complimentary domestic lounge access every year using this credit card.
Golf : 1 complimentary golf game and 1 golf lesson every quarter.
Insurance Benefits : Personal Air Accident cover worth Rs. 25 lakhs
IndusInd Bank Platinum Select Credit Card
Joining Fee - Rs. 999 + GST
Movie & Dining : Buy 1 get 1 free (BOGO) offer on movie tickets on Bookmyshow
Rewards Rate : 1 Reward Point per Rs. 150 spent.
Reward Redemption : 1 RP = Re. 0.75 when redeemed against cash credit, 1 RP = 1 Intermile & 1 RP = 0.5 CV Point when redeemed against airmiles.
Travel : Complimentary Priority Pass membership
Insurance Benefits : Insurance cover for air accident, lost passport, lost or delayed baggage, missed connection, and lost/stolen card is provided.
IndusInd Bank Pioneer Legacy Credit Card
Joining Fee - Rs. 50,000 + GST
Movie & Dining : Buy 1 Get 1 free offer on movie tickets on BookMyShow
Rewards Rate : Get 2 Reward Points on every Rs 100 spent on weekends and 1 Reward Point on every Rs 100 spent on weekdays.
Reward Redemption : 1 RP = 1 for Redemption for Cash
Travel : Complimentary domestic as well as international lounge access and several travel insurance covers.
Domestic Lounge Access : 1 complimentary domestic lounge access every quarter
International Lounge Access : 2 complimentary international lounge access every quarter with the Priority Pass.
Golf : 4 Free Golf Games Each Month on Spends of 25,000 in the Previous Statement Cycle
Insurance Benefits : Complimentary Air Accident cover worth Rs 25 lakhs.
IndusInd Bank Payback Credit Card
Joining Fee - Rs. 249 + GST
Rewards Rate : 20 PAYBACK Points per Rs. 100 spent on movies, 5 PAYBACK Points for groceries, dining, & shopping, and 2 PAYBACK Points on other spends.
Reward Redemption : Redeem your PAYBACK points against e-vouchers, recharges, buying products from the given catalog, etc. 1 PAYBACK Point = Re. 0.25.
Insurance Benefits : Covers personal air accident insurance up to Rs. 25 lakhs.
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