Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
BOBCARD Easy Credit Card
Joining Fee - Nil
Rewards Rate : 5X reward points on every Rs. 100 spent on movies, groceries, and departmental stores. 1 reward point on every Rs. 100 spent on other categories.
Reward Redemption : Accumulated reward points can be redeemed against cashback and other exciting options. 1 reward point is equivalent to 0.20
CMA One BOBCARD Credit Card
Joining Fee - Rs. 1 + GST
Rewards Rate : 1 Reward Point on every Rs. 100 you spend and 5x Rewards on utility bills, dining spends, and online purchases.
Reward Redemption : The Reward Points you earn can be redeemed against cashback and several other options at a rate of 1 RP = Re. 0.25.
Travel : Get free domestic lounge access every quarter with this card.
Domestic Lounge Access : 3 complimentary domestic lounge access every quarter
Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, and a non-air accident cover worth Rs. 5 lakhs.
BOBCARD ICSI Diamond Credit Card
Joining Fee - Nil
Rewards Rate : 1 Reward Point on every spend of Rs. 100 and 5x Rewards on utility bills, dining, and online purchases.
Reward Redemption : The earned rewards can be redeemed against cashback at a rate of 1 Reward point = Re. 0.25.
Travel : Get free domestic lounge access every year
Domestic Lounge Access : Get 12 complimentary domestic lounge access every year (3 per quarter)
Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.
Nainital RENAISSANCE BOBCARD Credit Card
Joining Fee - Nil
Rewards Rate : 1 RP on every spend of Rs. 100 and 5x Rewards on groceries, movies, and departmental stores.
Reward Redemption : Reward Points redeemable against cashback and various other options. 1 Reward Point = Re. 0.25.
Insurance Benefits : Get an air accidental cover worth Rs. 15 lakhs and non-air accident cover worth Rs. 5 lakhs.
BOBCARD Sentinel Credit Card
Joining Fee - Nil
Rewards Rate : 2 Reward Points on every retail spend of Rs. 100 and 5x Rewards on groceries and departmental store purchases.
Reward Redemption : The accumulated Reward points can be redeemed against various options available on the BoB Rewards portal. 1 Reward Point = Re. 0.25
Travel : Get free domestic lounge access every quarter
Domestic Lounge Access : Get 2 complimentary domestic lounge access every quarter (8 per year)
Golf : Get 4 complimentary golf rounds every year.
Insurance Benefits : Get an insurance cover worth Rs. 20 lakhs against personal accidental death
SNAPDEAL BOBCARD Credit Card
Joining Fee - Rs. 249 + GST
Rewards Rate : 5% cashback on Snapdeal, 10 RPs on every Rs. 100 spent on groceries, online spends & departmental stores, and 4 RPs on every Rs. 100 spent elsewhere.
Reward Redemption : The earned Reward Points are automatically credited to your credit card account at a rate of 1 Reward Point = Re. 0.25.
ICAI Exclusive BOBCARD Credit Card
Joining Fee - Nil
Rewards Rate : 1 Reward Point on every spend of Rs. 100 and 5x Reward points on dining, utility bills, and online purchases.
Reward Redemption : The earned Reward points can be redeemed against various options available at the boB Rewards portal and against cashback also. 1 Reward point = Re. 0.25
Domestic Lounge Access : 3 Complimentary Domestic Lounge Access Every Quarter (12 Each Year on Spends of 40,000 in the Previous Quarter)
Insurance Benefits : Get an accidental insurance cover worth Rs. 15 lakhs, non-air accident cover worth Rs. 5 lakhs.
BOBCARD ETERNA Credit Card
Joining Fee - Rs. 2,499 + GST
Movie & Dining : 5X reward points on movie and dining spends, 250 plus culinary deals at MasterCard Priceless specials, Buy One Get One scheme on movie tickets booked through District app (max discount capped at 250/month)
Rewards Rate : 15 Reward Points /100 on online shopping, travel, movie, and dining spends (max cap of 5,000 points at this rate)
Reward Redemption : Reward points redeemable as cashback or against flight tickets, hotel reservations, shopping, etc at a rate of 1 RP = Re. 0.25.
Travel : Low Forex Markup Charge of 2%
Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter
Insurance Benefits : Accidental death cover (worth 1 crore in case of air-accident and Rs. 10 lakh in all other cases)
HPCL ENERGIE BOBCARD Credit Card
Joining Fee - Rs. 499 + GST
Movie & Dining : BOGO on Movies With District App
Rewards Rate : Get 24 Reward Points per Rs. 150 spent on fuel transactions at all the HPCL fuel stations. 10 Reward Points per Rs. 150 spent on groceries and departmental spends. 2 Reward Points per Rs. 150 spent on other categories.
Reward Redemption : The reward Points earned are redeemable for various options available on the BoB website and can be redeemed for cash as well. 1 RP = Rs. 0.25
Domestic Lounge Access : 1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of 20,000 in the Previous Quarter
BOBCARD Tiara Credit Card
Joining Fee - Rs. 2,499 + GST
Movie & Dining : Free Swiggy One Membership, Quarterly Discounts on Big Basket, and Upto 250 Off on Movie Ticket Bookings With BookMyShow
Rewards Rate : 15 RPs/100 Spent on Travel, Dining, and International Spends. 3 RPs/100 on All Other Eligible Spends
Reward Redemption : Redeem Reward Points for Cashback (1 Reward Point = 0.25)
Travel : Low Forex Charge
Domestic Lounge Access : Unlimited Domestic Airport Lounge Access on Spends of 40,000 in the Previous Quarter
Insurance Benefits : Zero Liability on Lost Card
IRCTC RuPay BOBCARD Credit Card
Joining Fee - Rs. 500 + GST
Rewards Rate : 4 Reward Points per Rs. 100 you spend on grocery & departmental stores and 2 Reward Points on other categories respectively. Upto 40 RP on every Rs. 100 spent on railway tickets booked through IRCTC
Reward Redemption : The earned RP can be redeemed for ticket bookings via IRCTC website or mobile application. Also can be redeemed against cards statement balance where 1 RP = Rs. 0.25
Travel : 4 Complimentary Access to Railway Lounges Annually
Insurance Benefits : You are provided with insurance cover for lost/stolen card
BOBCARD Premier Credit Card
Joining Fee - Lifetime Free (Limited Time Offer)
Rewards Rate : 10 Reward Points/100 Spent on Dining, Travel, and International Transactions. All Other Eligible Spends Shall Get 2 Reward Points/100
Reward Redemption : 1 Reward Point = 0.25
Domestic Lounge Access : 1 Complimentary Domestic Airport Lounge Access Every Quarter on Spends of 20,000 in the Previous Quarter
Insurance Benefits : Personal Accidental Death Cover
BOBCARD Select Credit Card
Joining Fee - Lifetime Free (Limited Time Only)
Rewards Rate : 1 Reward Point per retail spend of Rs. 100 & 5 Reward Points per Rs. 100 you spend on utility bills, dining, and online purchases.
Reward Redemption : The earned reward points are redeemable against cash or various other options.
Insurance Benefits : An accidental death cover is provided.
Indian Army YODDHA BOBCARD Credit Card
Joining Fee - Nil
Rewards Rate : 2 Reward Points on every retail spend of Rs. 100 and 10 Reward Points for every Rs. 100 spent on departmental stores & groceries.
Reward Redemption : The earned Reward Points are redeemable against several options available at the BoB Rewards portal at a rate of 1 Reward Point = Re. 0.25.
Domestic Lounge Access : 8 Free Domestic Airport Lounge Access Each Year. 2 Per Quarter on Spends of 20,000 in the Previous Quarter
Insurance Benefits : Get a personal accident cover worth Rs. 20 lakhs
Indian Navy Varunah BOBCARD Credit Card
Joining Fee - Nil (for Varunah Card),Rs. 1,499 (for Varunah Plus Card)Rs. 2,499 (for Varunah Premium Card)
Rewards Rate : Up to 15x Reward Points with the Varunah Premium Card, Up to 10x Reward Points with the Varunah Plus Card, and up to 5x Rewards with the Varunah Card.
Reward Redemption : The earned Reward points can be redeemed against a variety of options at a redemption rate of 1 Reward Point = Re. 0.25.
Travel : Complimenatry domestic lounge access every year with the Premium and Plus variant
Domestic Lounge Access : Unlimited complimentary domestic lounge access (with the Premium variant), 3 complimentary domestic lounge access every quarter (with the plus variant)
Insurance Benefits : Air Accident cover worth Rs. 1 Crore with the premium variant.
Download Finckr App
Effortlessly apply for India's top credit cards through a secure and user-friendly platform right at your fingertips.
Find the perfect card by comparing features, rewards, and benefits side by side & Get personalized card recommendations tailored to your spending habits.
Add your credit cards to stay updated on benefits, rewards, and exclusive offers. Never miss out on perks and updates tailored to your cards!