Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
Standard Chartered DigiSmart Credit Card
Joining Fee - Rs. 49 + GST
Movie & Dining : Buy 1 Get 1 on INOX Movie Ticket Bookings and 10% Off on Zomato
Rewards Rate : Up to 25% off on travel-related spends on partner brands and up to 20% off on shopping at partner brand.
Travel : 20% off on domestic flight bookings with Yatra.com, 10% discount on international flight bookings, and up to 25% off on domestic hotel bookings.
Standard Chartered Rewards Credit Card
Joining Fee - Nil
Rewards Rate : 4 Reward Points on every retail spend of Rs. 150, 1 RP on every Rs. 150 spent on government payments and insurance.
Reward Redemption : 1 RP = Re 0.25 for redemption against the Rewards catalog and 1 RP = Re. 0.20 for redemption against the card's statement balance.
Travel : Complimentary domestic lounge access every quarter.
Domestic Lounge Access : 1 free domestic lounge access every quarter, i.e. 4 per year.
Standard Chartered Ultimate Credit Card
Joining Fee - Rs. 5,000 + GST
Rewards Rate : 5 Reward Points on every retail purchase of Rs. 150
Reward Redemption : The earned Rewards are redeemable on the SC online portal under the Standard Chartered 360 rewards program. 1 Reward Point = Re. 1.
Travel : Complimentary Priority Pass membership with free domestic and international lounge access, and 5% cashback on all duty-free purchases at airports.
Domestic Lounge Access : 16 domestic lounge access per year (4 every quarter)
International Lounge Access : 1 complimentary lounge visits per month with the Priority Pass membership.
Golf : 1 complimentary golf game per month, and 1 free golf coaching session each month.
Insurance Benefits : Air accidental insurance cover worth Rs. 1 crore, and several travel insurance covers.
Standard Chartered Manhattan Credit Card
Joining Fee - Rs. 999 + GST
Rewards Rate : 3 Reward Points per Rs. 150 you spend, and 5% cashback on departmental stores, groceries, and supermarkets.
Reward Redemption : The earned reward points are redeemable on the 360-degree Rewards portal. Here, 1 RP = Rs. 0.25.
Standard Chartered Platinum Rewards Credit Card
Joining Fee - Nil
Rewards Rate : 1 reward point per Rs 150 you spend on all categories and 5 reward points per Rs 150 you spend on dining and fuel transactions
Reward Redemption : The reward points earned are redeemable against retail items and vouchers at a rate of 1 RP = Re. 0.25.
Standard Chartered Emirates World Credit Card
Joining Fee - Rs. 3,000 + GST
Rewards Rate : 3 Skywards miles on every Rs. 150 spent, 6 Skywards miles on every Rs. 150 spent on Emirates.com.
Reward Redemption : The skywards miles you earn through the Emirates world card are automatically transferred to your Skywards Emirates account.
Travel : You get complimentary domestic as well as international lounge access.
Domestic Lounge Access : Complimentary domestic lounge access to several participating lounges.
International Lounge Access : 2 complimentary international lounge access every month based on your spends.
Golf : Get 1 free Golf lesson each month, a 50% discount on all Golf games, and access to 4 Golf games every year.
Insurance Benefits : Coverage of Rs. 1 Crore in case of an overseas air accident. Cover for flight delay, baggage delay, and Hijacking is also available.
Standard Chartered Priority Visa Infinite Credit Card
Joining Fee - Nil
Movie & Dining : Discount and offers on dining with the Standard Chartered Good Life program.
Rewards Rate : 5X reward points for every 100 spent overseas and on retail fashion, 2X reward points on all other spends.
Reward Redemption : The reward points earned can be redeemed for shopping vouchers and charity spends on the Standard Chartered online portal under the Standard Chartered 360 rewards program.
Travel : Complimentary Priority Pass Membership
Domestic Lounge Access : 4 complimentary domestic lounge access per quarter
International Lounge Access : International lounge access with Priority Pass
Golf : 2 complimentary golf games per month at select domestic golf courses and 1 complimentary golf coaching session.
Insurance Benefits : Overseas air-accident insurance worth Rs. 1.2 crore, medical insurance worth USD 25,000
Standard Chartered EaseMyTrip Credit Card
Joining Fee - Rs. 350 + GST
Rewards Rate : 2 Reward Points every Rs. 100 spend on retail purchases, and 10x Rewards on booking tickets at standalone hotels, apps, or websites.
Reward Redemption : 1 Reward Point = Re. 0.25 for redemption against various categories at the 360-degree rewards portal.
Travel : Discount on Travel Bookings
Domestic Lounge Access : 2 Free Visits Each Year
Standard Chartered Super Value Titanium Credit Card
Joining Fee - Rs. 750 + GST
Movie & Dining : Enjoy exclusive discounts and offers with the Standard Chartered Good Life programme
Rewards Rate : You get up to 5% cashback on fuel purchases, utility bills payments, telephone bills and 1 RP on every Rs 150 spent on other categories
Reward Redemption : You redeem these reward points by the Standard Chartered 360 reward program. 1 Reward Point = Re. 0.25.
Travel : Complimentary Priority Pass membership (for premium banking customers only)
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