Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
IDFC First Bank Mayura Credit Card
Joining Fee - Rs. 5,999 + GST
Movie & Dining : BOGO on Movie Tickets Upto 500. This Can Be Availed Twice Each Month
Rewards Rate : 10X Reward Points/150 on Incremental Spends Above 20,000 Per Statement Cycle. 5X Reward Points/150 on Spends Upto 20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Reward Redemption : Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = 0.25
Travel : 4 Complimentary Railway Lounge Access Each Quarter
Domestic Lounge Access : 4 Free Visits Across the Country Each Quarter, 16 in a Year. One Additional Free Guest Visit Each Quarter
International Lounge Access : 4 Free Visits Each Quarter, 16 in a Year
Golf : 2 Free Golf Rounds/Golf Lessons Each Month
Insurance Benefits : Purchase Protection, Travel Insurance, Free Trip Cancellation, and Personal Accident Cover
IDFC First Bank Ashva Metal Credit Card
Joining Fee - Rs. 2,999 + GST
Movie & Dining : BOGO on Movie Ticket Bookings Upto 400 With BookMyShow, Twice Each Month (Annual Benefit - 9,600)
Rewards Rate : 10X Reward Points/150 on Incremental Spends Above 20,000 Per Statement Cycle. 5X Reward Points/150 on Spends Upto 20,000. 3X RPs Are Also Awarded for Rent, Wallet Load, Education, and Government Transactions
Reward Redemption : Redeem for Vouchers/Cash Against Statement or Pay With Points. 1 RP = 0.25
Travel : 4 Complimentary Railway Lounge Access Each Quarter, 16 Each Year (For Both Primary and Add-On Cardholders)
Domestic Lounge Access : 4 Complimentary Lounge Access Each Quarter
International Lounge Access : 2 Complimentary Lounge Access Each Quarter
Golf : 2 Free Golf Rounds/Lessons on Spends of 20,000 Each in a Statement Cycle
Insurance Benefits : Purchase Protection, Personal Accident Cover, Free Trip Cancellation Protection, Travel Insurance and Credit Shield
Club Vistara IDFC First Credit Card
Joining Fee - Rs. 4,999 + GST
Movie & Dining : Complimentary 3-month subscription to EazyDiner Prime and BQ Prime, Up to 20% discount at 1500+ restaurants
Rewards Rate : 6 Maharaja Points/200 Spent, 10 Maharaja Points on Dining Spends on Your Birthday, 1 Maharaja Point on Fuel and Other Utilities
Reward Redemption : CV Points can be redeemed at the Air Vistara website for flight tickets, class upgrades, and other benefits and privileges
Travel : Complimentary Maharaja Club Silver Membership
Domestic Lounge Access : Get 2 complimentary domestic lounge and spa access per quarter
International Lounge Access : Get 1 complimentary airport lounge access per quarter
Golf : 4 complimentary green fees golf rounds per year, 12 complimentary golf lessons per year
Insurance Benefits : CFAR trip cancellation cover up to Rs. 10,000 on flight and hotel bookings, other travel-related insurance perks
IDFC FIRST Millennia Credit Card
Joining Fee - Nil
Movie & Dining : 25% Discount Up to 100 on District App. 20% Discount on Popular Restaurants
Rewards Rate : 3X Reward Points Till Spends of 20,000. 10X Reward Points After Incremental Spends of 20,000
Travel : Get four complimentary railway lounge accesses and four roadside assistance services a year, each worth Rs. 1399.
Insurance Benefits : Personal Accidental Cover worth Rs. 2 Lakhs on all active cards. Lost Card Liability Cover of Rs 25,000.
IDFC FIRST Select Credit Card
Joining Fee - Nil
Movie & Dining : Buy One Get One offer on movie tickets up to 125 while booking with the District app & up to 20% discount on dining at over 1500 restaurants.
Rewards Rate : 3 Reward Points/150 Upto Spends of 20,000 and 10 Reward Points/150 on Spends Above 20,000
Reward Redemption : 1 Reward point = 0.25 for redemption. These reward points can be redeemed at the Poshvine reward portal or at exclusive merchant stores.
Travel : Complimentary 4 Railway Lounge Access Per Quarter
Domestic Lounge Access : 2 Complimentary Domestic Airport Lounge Access Every Quarter (8 Each Year)
Insurance Benefits : You get an air accident cover worth 1 crore, personal accident cover worth upto 5,00,000 and a travel insurance cover worth up to 22,500
IDFC HPCL First Power Plus Credit Card
Joining Fee - Rs. 499 + GST
Movie & Dining : 25% off on movie tickets up to 100 once per month.
Rewards Rate : 30X Reward Points on HPCL Fuel up to 2,400 Reward Points. You can save up to 5% as rewards on grocery and utility expenses, up to 5% as a reward on IDFC FIRST FASTag recharges (max 1,000 per month), and 3X rewards on all other retail transactions.
Reward Redemption : 1 Reward Point = 0.25
Travel : Complimentary domestic airport lounge access once every quarter and complimentary roadside assistance worth 1,399 four times a year.
Domestic Lounge Access : 1 Complimentary Domestic Lounge Access Every Quarter (4 Each Year)
Insurance Benefits : The benefit of a personal accident cover of 2 lakh and lost card liability cover of 25,000.
IDFC HPCL FIRST Power Credit Card
Joining Fee - Rs. 199 + GST
Rewards Rate : Save up to 5% on your fuel spending. Save 2.5% as a reward on your utility and grocery expenses. 2.5% as a reward on your IDFC FASTag recharge. 2x rewards on all other retail spend.
Reward Redemption : You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Banks Reward Redemption Catalog portal.
Travel : Complimentary roadside assistance worth 1,399
Insurance Benefits : Get personal accident cover worth 2 Lakhs and lost card liability cover worth 25,000
IDFC First Private Credit Card
Joining Fee - Rs. 50,000 + GST
Movie & Dining : Get up to Rs. 750 discount on movie/non-movie bookings via BookMyShow
Rewards Rate : 3 Reward Points on every Rs. 100 spent offline and 6 RPs on every Rs. 100 spent online
Reward Redemption : 1 Reward Point = Re. 0.25 for redemption against various gift vouchers
Travel : Unlimited Railway Lounge Access Across India
Domestic Lounge Access : Unlimited Domestic Lounge Access (Primary and Add-On Cardholders)
International Lounge Access : Unlimited International Lounge Access (Primary and Add-On Cardholders)
Golf : Free Unlimited Golf Rounds/Lessons Every Month
Insurance Benefits : Travel Insurance and Air Accident Cover
IDFC Bank FIRST SWYP Credit Card
Joining Fee - Rs. 499 + GST
Movie & Dining : 25% Discounts on Movie Tickets
Rewards Rate : 200, 500, and 1,000 RPs on Spends of Rs. 5,000, 10,000, and 15,000 Respectively
Reward Redemption : Points Can be Redeemed at IDFC First Rewards. Pay With Points Facility Also Available
Travel : 4 Free Railway Lounge Access Each Quarter
Insurance Benefits : Complimentary Insurance Covers are Provided
IDFC FIRST WoW Credit Card
Joining Fee - Nil
Movie & Dining : 50% Discount Up to Rs. 300 on Movie Ticket Bookings (Visa Infinite)
Rewards Rate : Earn 4X (4RP) Reward Points on every Rs. 150 spent
Reward Redemption : Use Reward Points to instantly pay for online or in-store purchases. 1 Reward point = Rs. 0.25
Insurance Benefits : Personal Accident, Card Liability cover and many more.
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