Discover the best credit cards in India and start your credit journey with top-rated, lifetime free options.
Axis Bank Privilege Credit Card
Joining Fee - Rs. 1,500 + GST
Movie & Dining : While dining at 4,000+ partnered restaurants, you can enjoy up to 20% discount.
Rewards Rate : On every Rs. 200 spent using this credit card, you will get 10 EDGE Points.
Reward Redemption : You can redeem the EDGE Points, for 1 EDGE Point = 0.20 against a variety of products and vouchers.
Domestic Lounge Access : 2 free visits to the domestic lounges every quarter.
Insurance Benefits : You get insurance coverage for air accidents, lost/delayed baggage, lost travel documents, and purchase protection.
Axis Bank Titanium Smart Traveler Credit Card
Joining Fee - Rs. 250 + GST
Movie & Dining : Get up to 15% off on restaurant spends with exclusive partner restaurants in India.
Rewards Rate : 8 Edge Rewards on every Rs. 200 spent on international spends, 4 Edge Rewards on every Rs. 200 spent on hotels, bus/train bookings, hotel packages, airlines bookings in India, and 2 Edge Rewards on every Rs. 200 spent elsewhere.
Reward Redemption : You can redeem the reward points accumulated on the Product Catalog of the Axis EDGE REWARDS portal. 1 Edge Reward = Re. 0.20.
Axis Bank My Wings Credit Card
Joining Fee - Rs. 1,200 + GST
Movie & Dining : Minimum 15% off on dining at partner restaurants
Rewards Rate : 4 EDGE Points for every Rs. 200 spent with the card
Reward Redemption : EDGE Points earned are redeemable for shopping/travel vouchers or products (from the given catalog) on the EDGE Rewards portal.
Travel : Complimentary domestic lounge access, cashback/discount on flight/rail/bus tickets and car rentals
Domestic Lounge Access : 1 complimentary domestic lounge access per quarter
Fibe Axis Bank RuPay Credit Card
Joining Fee - Nil
Movie & Dining : 3% Cashback on Entertainment Spends & 15% Off With the Axis Bank Dining Delights Program.
Rewards Rate : 3% Cashback on Entertainment, Food Delivery & Commute
Reward Redemption : Direct Cashback
Travel : Domestic Lounge Access Available
Domestic Lounge Access : 1 Complimentary Domestic Lounge Access Every Quarter
Axis Bank Freecharge Credit Card
Joining Fee - Rs. 250 + GST
Movie & Dining : You get 50% off on an annual subscription on Eros Now and up to Rs. 100 credit every month on the Fresh menu.
Rewards Rate : 1% cashback on all spends and 5% cashback on spends on the Freecharge app.
Reward Redemption : The earned EDGE Reward Points can be redeemed through the Edge Rewards website of the Axis Bank. 1 Edge Reward = Re. 0.20.
Travel : You earn up to Rs. 100 credit every month on Shuttl.
Flipkart Axis Bank Super Elite Credit Card
Joining Fee - Rs. 500 + GST
Rewards Rate : 12% SuperCoins on Flipkart purchases (for plus members), 6% Super Coins on Flipkart purchases (for non-plus members), and 2% SuperCoins on all other retail purchases.
Reward Redemption : The SuperCoins can be redeemed against Flipkart purchases and various gift voucher options available on Flipkart. 1 Super Coin = Re. 1.
Travel : Get a discount of up to Rs. 1,500 on domestic flights and up to Rs. 5,000 off on international flight bookings (introductory offer)
Axis Bank Miles & More Credit Card
Joining Fee - Rs. 10,000 + GST for Miles & More Select Credit Card & Rs. 3,000 + GST for Miles & More World Credit Card
Movie & Dining : Minimum 15% discount on dining bills at partner restaurants with Axis Bank Dining Delights Program
Rewards Rate : 6 award miles per Rs. 200 spent with Axis Bank Miles & More Select Credit Card and 4 award miles per Rs. 200 spent with Axis Bank Miles & More World Credit Card
Reward Redemption : Miles are redeemable for flight bookings, hotel reservations, car rentals, shopping or for donations
Travel : Complimentary domestic and international airport lounge access
Domestic Lounge Access : Axis Bank Miles & More Select Credit Card -8 complimentary domestic airport lounge; Axis Bank Miles & More World Credit Card- 4 complimentary domestic airport lounge access per quarter
International Lounge Access : 4 complimentary airport lounge access per year with Axis Bank Miles & More Select Credit Card and 2 complimentary airport lounge access per year with Axis Bank Miles & More World Credit Card with Priority Pass membership
Insurance Benefits : Complimentary personal air accident insurance, check-in baggage and travel documents loss/delay cover and Credit Shield cover with both the variants of the card
Axis Bank My Zone Easy Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : 25% cashback on movie ticket bookings & minimum 15% discount on dining.
Rewards Rate : 4 Edge Rewards on every spend of Rs. 200.
Reward Redemption : The earned Edge Rewards can be redeemed at the Edge Rewards portal at a rate of 1 RP = Re. 0.20.
SpiceJet Axis Bank Voyage Credit Card
Joining Fee - Rs. 750 + GST
Movie & Dining : Up to 20% on your dining bills under the Dining Delights Program
Rewards Rate : Maximum 18 Spiceclub points for every Rs. 200 you spend on SpiceJet website and mobile application, 6 Spiceclub points for every Rs. 200 spent on online transactions, and 3 Spiceclub points for every Rs. 200 spent on all other domestic and international transactions.
Reward Redemption : The Spiceclub points can be redeemed against booking flight tickets, meal vouchers, etc that are available on the SpiceJet Website or Mobile App
Travel : Complimentary access to lounges at airports in India
Domestic Lounge Access : 4 complimentary domestic airport lounge visits every year
Axis Bank Burgundy Private Credit Card
Joining Fee - Rs. 50,000 + GST (Nil for Burgundy Private Account Holders)
Movie & Dining : Complimentary Eazy Diner membership & Buy 1 Get 1 free offer on movies.
Rewards Rate : 15 Edge Reward Points for every Rs. 200 spent.
Reward Redemption : The redemption of Edge Rewards can be done against an array of options on the Edge Rewards website at a rate of 1 Edge Reward Point = Re. 0.20
Travel : Complimentary access to international as well as domestic lounges.
Domestic Lounge Access : Unlimited complimentary domestic lounge access.
International Lounge Access : Unlimited complimentary international lounge access.
Golf : 50 complimentary golf rounds every year.
Insurance Benefits : Insurance cover worth Rs. 4.5 Crores in case of an air accident, travel insurance, lost card liability, and purchase protection.
SpiceJet Axis Bank Voyage Black Credit Card
Joining Fee - Rs. 2,000 + GST
Movie & Dining : Get up to 20% discount on dining at several participating restaurants.
Rewards Rate : 28 Spiceclub Points on every Rs. 200 spent on SpiceJet mobile app/website, 12 Spiceclub points on online entertainment, food order, & online bill payments, and 6 Spiceclub points on all other transactions.
Reward Redemption : The earned Spiceclub Points can be redeemed against flight tickets, meal vouchers, etc, via the SpiceJet website or mobile app. 1 Spiceclub Point is equivalent to Re. 0.5.
Travel : Complimentary access to domestic airport lounges.
Domestic Lounge Access : 8 complimentary domestic lounge access every year.
Axis Bank Primus Credit Card
Joining Fee - Rs. 5,00,000 + GST
Rewards Rate : 1 EDGE Mile/100 Spent on All Transactions
Reward Redemption : Redeem EDGE Miles for Product Catalog, Vouchers, and Partner Miles. 1 EDGE Mile = 5 Partner Miles
Travel : Airport Meet & Greet, Domestic Airport Transfers, Luxury Airport Transfers
Domestic Lounge Access : Unlimited Complimentary Domestic Lounge Access for Primary and Add-On Cardholders. 12 Free Guests Visits Each Year
International Lounge Access : Lounge Access- Unlimited Lounge Access for Primary and Add-On Cardholders With Priority Pass. 12 Complimentary Visits Each Year for Guests
Golf : Unlimited Domestic Golf Lessons and Rounds for Primary Cardholder (Along With One Guest). 4 Complimentary International Golf Rounds Along With One Guest
Insurance Benefits : Lost Card Liability of 25,00,000
IndianOil Axis Bank RuPay Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : 10% instant discount on movie ticket bookings on BookMyShow
Rewards Rate : 20 Reward Points per Rs. 100 on fuel transactions at IOCL stations, 5 Reward Points per Rs. 100 on online shopping and 1 EDGE Point per Rs. 100 on all other spends with the card
Reward Redemption : Reward Points redeemable for shopping/travel vouchers and products (from the given product catalog) on Axis Bank EDGE Rewards Portal.
Axis My Zone Credit Card
Joining Fee - Lifetime Free (Limited Time Period Only)
Movie & Dining : BOGO Offers on Movie Ticket Bookings Via District App. 15% Off on Partner Restaurants and Flat 120 Off on Food Orders with Swiggy.
Rewards Rate : 4 EDGE Points/200 (Reward Rate of 0.4%)
Reward Redemption : EDGE Points earned on the card are redeemable against shopping/travel vouchers or for purchasing products on the Axis Bank EDGE Rewards Portal
Domestic Lounge Access : 1 Complimentary Lounge Access Every Quarter (4 Each Year)
Axis Bank Shoppers Stop Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : 15% instant discount on EazyDiner up to 500 per month for a minimum transaction value of 2,500.
Rewards Rate : Unlimited 20 First Citizen Points/Every 200 Spent at Shoppers Stop (Private Labels)
Reward Redemption : The points are redeemable at the Shoppers Stop store (online/ offline) and Homestop
Samsung Axis Bank Infinite Credit Card
Joining Fee - Rs. 5,000 + GST
Movie & Dining : Complimentary 1-year EazyDiner Membership. 25% off on dining bills (up to 800) twice per month for transactions above 2,000.
Rewards Rate : 15 EDGE Points for every Rs. 100 spent on merchants like BigBasket, Tata 1mg, Zomato, etc, 15 EDGE Points for every Rs. 100 spent on International transactions, and 5 EDGE Points per Rs. 100 spent on all other spends.
Reward Redemption : EDGE REWARDS Points are redeemable at the Axis EDGE REWARDS portal where 1 Edge Reward = Re. 0.20. EDGE Points can also be transferred to partner Airlines/Hotels Rewards Program.
Domestic Lounge Access : 8 complimentary domestic airport lounge visits every year.
International Lounge Access : Priority Pass Membership With 6 Complimentary International Airport Lounge Visits Each Year
Samsung Axis Bank Signature Credit Card
Joining Fee - Rs. 500 + GST
Movie & Dining : 15% discount on dining across over 4,000 premium restaurants twice every month.
Rewards Rate : 10 Edge Rewards on every Rs. 100 spent on partnered brands and 5 Edge Rewards on other spends.
Reward Redemption : Cashback is Provided Against Statements, and EDGE Rewards can be Redeemed for Multiple Options such as Statement Cash or Vouchers. 1 Edge Reward = 0.20.
Domestic Lounge Access : 4 Complimentary Domestic Lounge Access Every Year. Visits are Unlocked on Spends of 50,000 in the Previous Quarter
Axis Bank Neo Credit Card
Joining Fee - Nil
Movie & Dining : You get 10% off on booking movie tickets on BookMyShow and 40% off food delivery while ordering with Zomato.
Rewards Rate : Earn 1 EDGE REWARD point on every Rs. 200 spent.
Reward Redemption : The Edge Rewards can be redeemed against an array of categories at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.
Axis Bank ACE Credit Card
Joining Fee - Nil for Limited Time
Movie & Dining : A discount of up to 20% on dining at 4,000+ restaurants under the Axis Bank Dining Delights program.
Rewards Rate : 5% cashback on paying bills & on mobile recharges via GPay and 4% cashback on Swiggy, Ola, and Zomato, with a combined capping of Rs. 500 cashback per month. 1.5% cashback elsewhere on other merchants.
Reward Redemption : Your earned cashback is automatically credited to the cardholders' accounts.
Travel : Complimentary lounge access per year at domestic airports, accelerated (4%) cashback on Ola rides with Axis Bank Ace Card.
Domestic Lounge Access : 4 complimentary airport lounge visits to domestic airport lounges per year
Axis Bank Vistara Credit Card
Joining Fee - Rs. 1,500 + GST
Movie & Dining : 25% discount up to Rs. 800 at restaurants with the Axis Bank EazyDiner Program
Rewards Rate : 2 CV (Club Vistara) Points per Rs. 200 spent
Reward Redemption : Club Vistara Points you earn can be redeemed easily by logging in to the Club Vistara official website
Travel : Club Vistara Base Membership and complimentary domestic lounge access every quarter.
Domestic Lounge Access : 2 complimentary domestic lounge access per quarter
International Lounge Access : None
Insurance Benefits : Rs. 1 Lakh Purchase protection Cover. USD 300 cover for loss of travel documents, delay or loss of check-in baggage.
Axis Bank Vistara Signature Credit Card
Joining Fee - Rs. 3,000 + GST
Movie & Dining : 25% discount up to Rs. 800 at various restaurants across India with Axis Banks EazyDiner Program.
Rewards Rate : 4 CV (Club Vistara) Points for every Rs. 200 spent
Reward Redemption : Club Vistara Points can be spent on booking award flights, class upgrades, or against any seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.20)
Travel : Club Vistara Silver Membership, complimentary Premium Economy Class ticket, complimentary domestic airport lounge access
Domestic Lounge Access : Complimentary access to domestic lounges up to 2 times in a quarter
Golf : 3 Complimentary Golf sessions at some of Indias most premium golf destinations.
Insurance Benefits : Purchase protection cover worth up to Rs. 1 lakh and cover worth USD 300 against loss of travel documents and delay/loss of check-in baggage.
Axis Bank Vistara Infinite Credit Card
Joining Fee - Rs. 10,000 + GST
Movie & Dining : Get up to 40% discount up to Rs. 1000 on partner restaurants all over India under Axis Banks EazyDiner program
Rewards Rate : 6 CV (Club Vistara) Points per Rs. 200 you spend
Reward Redemption : Club Vistara Points can be used for booking award flights, class upgrades, or seat reservation under the Vistara Cash + Points program (1 CV Point = Rs. 0.2)
Travel : 2 Complimentary domestic lounge visits per quarter at select airports across India & complimentary Club Vistara gold membership.
Domestic Lounge Access : 2 Complimentary access to domestic lounges per quarter at select airports across India
Golf : 6 Complementary rounds of golf at Indias most premium golf destinations
Insurance Benefits : Purchase protection cover up to Rs. 1,00,000, USD 300 cover in case of loss of travel documents, USD 300 cover for delay or loss of check-in luggage.
Axis Bank Olympus Credit Card
Joining Fee - Rs. 20,000 + GST
Movie & Dining : 30% Discount Up to 1,000 on Dining With Axis Dining Delights. Buy One Get One Free on Movie and Non-Movie Ticket Bookings With BMS
Rewards Rate : 1 EDGE Mile/100 on Domestic and 2 EDGE Mile/100 on International Spends
Reward Redemption : Redeem on Travel Edge (1 EDGE Mile = 4 Partner Points)
Travel : Complimentary Priority Pass, Airport Transfer Service, and Concierge Services
Domestic Lounge Access : Unlimited Airport Lounge Access
International Lounge Access : Unlimited International Airport Lounge Access With Priority Pass
Golf : 8 Complimentary Golf Lessons/Rounds Across Domestic Courses
Axis Bank Reserve Credit Card
Joining Fee - Rs. 50,000 + GST
Movie & Dining : Complimentary Eazydiner Prime membership offering 25% off at various restaurants, 20% off at participating restaurants with the Dining Delights program, Buy One Get One offer on BookMyShow where you get a maximum of Rs. 500 off on the second ticket, 5 times a month.
Rewards Rate : 15 Edge Reward Points per Rs. 200 spent with the card, 2X Edge Reward Points on all international spends
Reward Redemption : Axis Bank Edge Reward Points can be redeemed for instant vouchers and exclusive products on the bank's Edge Rewards redemption portalEdge Reward Points can also be redeemed for Edge Miles to international and domestic airlines program at the ratio of 5:2 for Air Vistara, Etihad Airways, Qatar Airways, Marriot International, etc.
Travel : Global travel and medical assistance on international trips
Domestic Lounge Access : Unlimited domestic airport lounge access for both primary and add-on card holders
International Lounge Access : Unlimited international airport lounge access every year with Priority Pass membership.
Golf : 50 complimentary rounds of golf every year at country's premium golf courses
Insurance Benefits : Comprehensive insurance cover including purchase protection up to Rs. 2 Lakhs, 500 USD cover for loss/delay in baggage, and a Rs. 5 Lakhs credit shield
Axis Bank Pride Platinum Credit Card
Joining Fee - Nil
Movie & Dining : Enjoy delicious cuisine with Axis Bank Dining Delights that offer a minimum of 15% at its partner restaurants all over India.
Rewards Rate : 4 Reward Points per Rs. 200 spend.
Reward Redemption : 1 RP = Rs 0.20 for redemption against a variety of options available at the Edge Rewards website.
Axis Bank Magnus Credit Card
Joining Fee - Rs. 12,500 + GST
Movie & Dining : 20% Discount at 4,000+ Restaurants Across India Under the Axis Dining Delights Program
Rewards Rate : 12 Axis EDGE REWARDS Points for every Rs. 200 spent with the card, 5X EDGE REWARDS on travel spends via TRAVEL EDGE.
Reward Redemption : Axis EDGE REWARDS Points can be redeemed on the EDGE REWARDS portal at a value of 1 Edge Reward = Re. 0.20 or Transfer to Partner Airlines/Hotels Rewards Program.
Travel : Complimentary Airport Lounge Access, and Discounted Stays at Oberoi Hotels
Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access
International Lounge Access : Unlimited complimentary international airport lounge access for primary cardholders and 8 complimentary visits for the guests every year with Priority Pass
Insurance Benefits : Credit shield protection worth Rs. 5 lakh (in case the card is lost) and a purchase protection worth Rs. 2 lakh.
Axis Bank Rewards Credit Card
Joining Fee - Rs. 1,000 + GST
Movie & Dining : 30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program
Rewards Rate : 2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
Reward Redemption : Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption
Domestic Lounge Access : 2 complimentary domestic airport lounge access per quarter
Insurance Benefits : Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage
IndianOil Axis Bank Premium Credit Card
Joining Fee - Rs. 1,000 + GST
Movie & Dining : 30% Instant Discount on Zomato. 25% Discount on Dining Via Eazydiner (Upto 800)
Rewards Rate : 6X EDGE Miles/150 at IndianOil Outlets. 2X EDGE Miles/150 on Grocery Spends. 1X EDGE Miles on All Other Eligible Spends
Reward Redemption : EDGE Miles Can Be Redeemed for Fuel (1 EDGE Mile = 1). These Can Also Be Converted to Partner Points (1:1)
Domestic Lounge Access : 2 Free Lounge Visits Each Quarter
Axis Bank Freecharge Plus Credit Card
Joining Fee - Nil
Movie & Dining : Get 20% off up to Rs. 500 on dining
Rewards Rate : 5% cashback on all spends via Freecharge and 1% cashback on all other spends.
Reward Redemption : Edge Reward Points can be redeemed against various products at a rate of 1 RP = Re. 0.20.
Axis Bank Pride Signature Credit Card
Joining Fee - Nil
Movie & Dining : A discount of 15% or more on dining at partner restaurants.
Rewards Rate : For every Rs. 200 spent, you will get 8 EDGE REWARD Points.
Reward Redemption : EDGE REWARD Points can be redeemed at the EDGE REWARDS Portal. 1 EDGE REWARD Point = Rs. 0.20.
Travel : Complimentary visits to domestic lounges.
Domestic Lounge Access : In every calendar quarter, you will get 2 complimentary domestic lounge access.
Axis Bank AURA Credit Card
Joining Fee - Rs. 749 + GST
Movie & Dining : Up to a 20% discount on dining at partner restaurants.
Rewards Rate : 2 EDGE Points on every spend of Rs. 200 with the card and 5x EDGE Points on insurance spends.
Reward Redemption : EDGE Points earned on the card are redeemable for shopping/travel vouchers and for purchasing products (from the given catalog) on the Axis Bank EDGE Rewards Portal.
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