Explore the Best kotak Credit Cards for Every Lifestyle

Movie & Dining : Get 12 Reward Points on spending Rs. 150 on dining. You get 2% back as reward points on your dining spends.

Rewards Rate : Get 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions.

Reward Redemption : Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.

Insurance Benefits : Insurance cover worth Rs. 2 Lakhs for personal accident

Rewards Rate : For every Rs. 100 spent on online transactions, you will get 2 Reward Points, and 1 Reward Points for every Rs. 100 spent on all other transcations.

Reward Redemption : You can redeem the reward points against a variety of options at the rate of 1 Reward Point = Rs. 0.25

Movie & Dining : 5% cashback on Swiggy, 2 complimentary PVR tickets on spends of Rs. 50,000 per quarter

Rewards Rate : 7.5% discount on Myntra spends, 5% cashback on partner brands, 1.25% cash back on other spends

Reward Redemption : Cashback is automatically credited to the card statement

Travel : Complimentary lounge access

Domestic Lounge Access : 1 complimentary lounge access per quarter

Rewards Rate : 3x Reward Points per Rs. 100 you spend on all retail transactions

Reward Redemption : Redeem the earned points for various categories like Movie Tickets, Mobile Recharge, etc. Rewards Points can used to pay your shopping bills through PayByPoints Program

Insurance Benefits : Insurance cover for a lost or stolen card

Rewards Rate : Earn Reward Points as White Pass value post crossing the expenditure milestone of Rs. 2 lakh

Reward Redemption : White Pass value redeemable for vouchers from partner brands

Travel : 8 complimentary domestic lounge access annually (2/quarter), 4 complimentary international lounge access every year with Priority Pass

Domestic Lounge Access : 8 complimentary domestic lounge access every year (2/quarter)

International Lounge Access : 4 complimentary international lounge access annually with Priority Pass

Insurance Benefits : Cover against unauthorized use of card worth Rs. 2.5 lakh

Movie & Dining : Discounts on Movie Ticket Bookings/Food and Free Movie Tickets on Each Spend of Rs. 10,000

Rewards Rate : 5x Reward Points on select retail shopping and travel spends, 2x Reward Points on all other spends and traveler's plan.

Reward Redemption : Reward Points redeemable on Kotak reward redemption portal.

Travel : Complimentary domestic lounge access, Priority Pass membership, 4 complimentary lounge visits / year visits with Priority Pass (paid variant only)

Domestic Lounge Access : 2 Complimentary visits to the Dream Folks Lounges in India

International Lounge Access : Complimentary Priority Pass membership (with both variants), 4 complimentary lounge visits every year visits with Priority Pass (paid variant only)

Rewards Rate : 2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Reward Redemption : The Reward points are redeemable on kotakrewards against various categories. 1 RP = 18.75 paise.

Travel : You get complimentary airport lounge access every year.

Domestic Lounge Access : 2 complimentary access to domestic lounges per quarter

Insurance Benefits : Coverage of Rs. 2.5 lakhs against fraudulent transactions on a lost/stolen card.

Movie & Dining : Get up to 20% off on dining bills at participating Marriot hotels across the Asia Pacific Region

Rewards Rate : White Pass Value will be earned for Reward Points on crossing a minimum spend of Rs. 3 Lakhs

Reward Redemption : The White Pass Value can be redeemed against various vouchers, flights, and hotels, etc available at kotakbankwhite. The White Pass Value can also be redeemed for cash.

Travel : Complimentary access to lounges at 1000+ airports around the world

Domestic Lounge Access : Unlimited complimentary lounge access at domestic airports across India

International Lounge Access : Unlimited complimentary lounge access at airports across the globe

Golf : 2 Golf Rounds each month at selected golf courses around the world

Rewards Rate : 3 Reward Points on every spend of Rs. 200, and 3x Reward Points on movies, dining, and departmental stores.

Reward Redemption : Redeem points against a host of categories such as Movies, Mobile Recharges, and e-vouchers. 1 Kotak Reward Point = Re. 0.25.

Travel : Complimentary access to domestic airport lounges

Domestic Lounge Access : 2 complimentary domestic airport lounge access every quarter

Insurance Benefits : Insurance cover worth Rs. 2.5 lakhs against unauthorized transactions on a lost/stolen card

Rewards Rate : 6 Reward Points per Rs. 200 spent on grocery, dining, etc and 2 Reward Points for other spends

Reward Redemption : The reward points are redeemable for various categories like Movie Tickets, Mobile Recharge, etc. 1 Reward Point = Re.0.25.

Insurance Benefits : Insurance cover for a lost or stolen card

Movie & Dining : Get 2 free PVR movie tickets worth up to Rs. 400 each on spending Rs. 15,000 or more in a month.

Reward Redemption : The movie tickets can be redeemed by logging in to kotak.com or by sending an SMS

Movie & Dining : 6 movie tickets by PVR on the expenditure of Rs. 1,25,000 in 6 months.

Rewards Rate : 10 Saving Points/Rs. 100 on purchases made at grocery and departmental stores and 1 Saving Point/Rs. 250 on all other spends

Reward Redemption : Saving Points redeemable on Kotak Rewards portal for travel-related spends, shopping, mobile recharge, shopping vouchers and movie tickets. The Saving Points can also be used as cash (1 Point = Re. 1) at partner merchants.

Insurance Benefits : Insurance cover worth Rs. 1.25 lakh against unauthorized transactions up to 7 days prior to reporting the loss of card.

Movie & Dining : Get free movie tickets for any show and any given day at your nearest PVR cinemas

Reward Redemption : The free PVR movie tickets you get can be redeemed either by sending an SMS to the banks customer care or by the net banking option available on the banks website.

Insurance Benefits : Insurance cover in case the card is lost/stolen.

Movie & Dining : Get a movie voucher from BookMyShow.com worth Rs 500

Rewards Rate : You get 8x reward points for every 150 spent on special categories and 4x reward points on every 150 spent on other categories up to 2 lacs. You 8x reward points on every Rs 150 spent on special categories and other categories above Rs 2 lacs.

Reward Redemption : You can redeem the reward point accumulated at the Kotak rewards portal. You can use the Pay with Points facility provided by the bank at the partner merchant store.

Rewards Rate : Milestone Benefits1 Mojo Point on every Rs. 100 spent. 2.5 Mojo Points on every online spend of Rs. 100.

Reward Redemption : The Mojo Points you earn can be redeemed against various categories at kotakrewards.com at a rate of 1 Mojo Point = Rs. 0.25.

Travel : Get complimentary airport lounge access every year

Domestic Lounge Access : 2 complimentary domestic lounge access every quarter.

Insurance Benefits : Insurance cover worth Rs. 1.25 lakhs against unauthorized transactions on a lost/stolen card

Rewards Rate : You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn up to 5 Zen Points on every Rs 150 on all other categories

Reward Redemption : 1 Zen Point = Rs 0.25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets

Travel : Complimentary Lounge Access Worldwide

Domestic Lounge Access : 8 Complimentary Domestic Lounge Access every year. You can avail yourself up to 2 lounge access every quarter calendar at select airport lounges with Visa Airport Lounge Access Program

International Lounge Access : 3 Complimentary International Lounges with Priority Pass Membership.

Movie & Dining : Accelerated 6E Rewards on movie & dining.

Rewards Rate : 6% 6E Rewards on indigo, 3% 6E Rewards on dining, groceries, and entertainment, and 2% 6E Rewards on other spends.

Reward Redemption : The earned 6E Rewards can be redeemed against Indigo bookings at a value of 1 6E Reward = Re. 1.

Travel : Get complimentary airport lounge access and discounted convenience fee on Indigo flights.

Domestic Lounge Access : 8 complimentary domestic lounge access every year.