Explore the Best hdfc-bank Credit Cards for Every Lifestyle

Movie & Dining : 2X Reward Points on weekend dining

Rewards Rate : 5 Reward Points on every spend of Rs. 150. 10x Reward Points on SmartBuy and 2x Reward Points on weekend dining

Reward Redemption : HDFC Bank Diners Club Black Reward Points are redeemable for flight/hotel bookings (1 RP = Re. 1) on SmartBuy, for AirMiles (1 RP = 1 AirMile), on Diners Club exclusive rewards redemption catalog (1 RP = Re. 0.5) and for cashbacks (1RP = Rs. 0.30).

Travel : Complimentary lounge access at 1,000+ airports in India and abroad, Reward Points redeemable for flight and hotel bookings on SmartBuy (1RP = Re. 1).

Domestic Lounge Access : Unlimited complimentary access to the domestic lounges

International Lounge Access : Unlimited complimentary access to the international lounges

Golf : 6 complimentary golf games per quarter at some of the most premium golf destinations around the world.

Insurance Benefits : Travel-related insurance benefits including an air accident cover worth Rs. 2 crores, emergency overseas hospitalization cover worth Rs. 50 Lakhs, and a credit liability cover worth up to Rs. 9 lakh.

Rewards Rate : Up to 10% NeuCoins on TataNeu Spends, 5% NeuCoins on Tata Brand Spends and 1.5% NeuCoins on UPI Spends

Reward Redemption : 1 NeuCoin = 1

Travel : Complimentary Priority Pass (Visa Variant Only)

Domestic Lounge Access : 8 Complimentary Domestic Lounge Access Every Year (2 Each Quarter)

International Lounge Access : 4 Free Visits for Primary and Add-On Cardholders Each Year (One Per Quarter)

Insurance Benefits : Insurance cover worth 1 crore against air accidents, cover worth 15 lakhs against emergency hospitalization and lost card liability cover worth up to 9 lakhs.

Movie & Dining : 25% Dining Discount Via Swiggy Dineout

Rewards Rate : Unlimited 1% Cashback

Reward Redemption : Cashback Against Statement

Movie & Dining : 20% Off Upto 300 Each Month on Dining Bills Via Swiggy Dineout

Rewards Rate : 5% Cashback on Two Specified Categories Like Dining, Travel, Grocery, Fashion, etc. 5% Cashback on Smartbuy, and 3% Cashback on Any One Platform - Amazon, Flipkart, and PayZapp. 1% Unlimited Cashback on All Other Spends

Reward Redemption : Redemption for Vouchers Via PayZapp

Rewards Rate : 7% Reward Points/150 on Every SS Spends. 2% Reward Points/150 on Non-SS Spends

Reward Redemption : The points can be redeemed against the purchases made at the Shoppers Stop Outlet or through their official website.

Domestic Lounge Access : 16 complimentary lounge access at domestic airports (maximum 4 times in a quarter).

International Lounge Access : Complimentary Lounge Access at international airports - 8 times in a calendar year, maximum 2 times in a quarter

Insurance Benefits : Get accidental air death cover up to Rs. 3 crore, emergency overseas hospitalization for up to Rs. 50 lakh, and credit liability up to Rs. 9 lakh.

Movie & Dining : 1 + 1 Complimentary Buffet at ITC Hotels and Up to 750 With Swiggy Dineout

Rewards Rate : 5 Reward Points on every retail spend of Rs. 150, reward rate of up to 3.3%

Reward Redemption : RPs can be redeemed for flight and hotel bookings via SmartBuy (1 RP = Re. 1), Airmiles through net banking (1 RP = 1 Airmile), products and vouchers via net banking or SmartBuy (1 RP = Rs. 0.50), Apple and Tanishq vouchers (1 RP = Re. 1) cashback (1 RP = Rs. 0.30)

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited Complimentary International Lounge Access for Primary and Add-On Cardholders Across the Globe with a Priority Pass

Golf : Unlimited complimentary golf games at leading golf courses across India and abroad. Unlimited golf coaching at multiple golf courses across India

Insurance Benefits : Insurance cover worth Rs. 3 crores against accidental air death, a cover worth Rs. 50 lakh against medical emergencies during international air travel, and credit shield cover worth Rs. 9 lakh

Movie & Dining : Accelerated 4 RPs on Dining, and Entertainment

Rewards Rate : 8 Marriott Bonvoy Points/150 for Spends at Marriott Hotels, 4 Marriott Bonvoy Points/150 for Travel, Dining, and Entertainment, and 2 Marriott Bonvoy Points/150 for Other Spends

Reward Redemption : Marriott Bonvoy points are credited to your membership account and you can redeem them for discounted hotel stays, dining offers, etc. at participating Marriott Hotels

Travel : Get up to 4 Free Night Awards at Marriott Bonvoy hotels

Domestic Lounge Access : 12 complimentary lounge access at both domestic and international terminals

International Lounge Access : 12 complimentary international lounge access

Golf : 2 complimentary golf course access and 2 golf lessons per quarter

Insurance Benefits : Air accident cover, cover for delay or loss of baggage or travel documents, credit shield, and loss liability cover

Rewards Rate : 3% Reward Points on Every Shoppers Stop Spend and 1 % Reward Points on Non-Shoppers Stop Spends

Reward Redemption : Reward Points Can Be Redeemed Against Multiple Options

Movie & Dining : BOGO Offers for Movie Bookings with BookMyShow. 5X RPs for Spends on Zomato and Swiggy

Rewards Rate : 4 RPs for Each Spend of 150

Reward Redemption : Redeem on Smartbuy or Netbanking. Value of 1 RP Up to 0.50 (0.20 for Cash Redemption)

Travel : 10X Reward Points for Hotel and Flight Booking with Smartbuy

Domestic Lounge Access : 2 Visits Each Quarter

International Lounge Access : 2 Visits Each Quarter

Insurance Benefits : Accidental Air Death Cover of 1 Crore. Travel Insurance Worth 50,000

Movie & Dining : Get 5x (20) reward points per Rs. 150 spent on Swiggy and Zomato. Get a Buy One Get One offer on BookMyShow movie tickets for shows on Friday, Saturday, and Sunday.

Rewards Rate : 4 Reward Points on every Rs 150 spent and up to 10x RPs on Smartbuy spends.

Reward Redemption : 1 reward point = Rs 0.5 redeemable on SmartBuy reward portal for flight & hotels bookings, 1 reward point = 0.5 Air miles.

Travel : Get 8 complimentary airport lounge access across the world for both primary as well as add-on cardholders.

Domestic Lounge Access : Up to 8 complimentary domestic lounge access every year

International Lounge Access : Up to 8 complimentary international lounge access every year

Insurance Benefits : Insurance cover worth up to Rs 1 crore in case of an air accident and an emergency cover of Rs 25 lac in case of hospitalization abroad.

Movie & Dining : Flat 200 Discount on Swiggy Dineout (Minimum Order Value 2,000). Valid Twice Each Month

Rewards Rate : 5% Cashback Up to 1,000 CashPoints at Top Ten Online Merchants in India. 1% Cashback Up to 1,000 CashPoints on Other Eligible Spends

Reward Redemption : Rewards processed as CashPoints, 1 CP = Re. 1 while redeeming against statement balance of credit card and 1 CP = Rs. 0.30 while redeeming against products and vouchers in the product catalogue, and against flight/hotel booking.

Movie & Dining : 3% 6E Rewards on Dining spends, discount at premium restaurants across major cities under the Good Food Trail Dining Program

Rewards Rate : 6E Rewards- 5% on IndiGo, 3% on dining, grocery and entertainment, and 2% for every other transaction.

Reward Redemption : The IndiGo 6E rewards are redeemable for 6E Rewards' Benefits including IndiGo flight tickets (1 6E Reward Point = Re. 1).

Travel : Complimentary access to domestic lounges

Domestic Lounge Access : 8 complimentary domestic lounge visits annualy (max 2 per quarter)

Movie & Dining : 10% Cashback on Swiggy app including food orders, Instamart, Dineout, and more

Rewards Rate : 10% Cashback across Swiggy app, 5% Cashback on online spends, 1% Cashback on other categories

Reward Redemption : Cashback Against Credit Card Statement

Travel : Upto 5% cashback on merchants like Uber and Ola

Golf : 12 Free Golf Lessons, 4 Free Rounds of Green Fees, and 50% Off on Golf Services

Movie & Dining : 200 Off With Swiggy Dineout (Twice Each Month)

Rewards Rate : 10x CashPoints on Big Basket, Swiggy, BookMyShow, Oyo, and Uber and 1 CashPoint/150 Spent on All Other Purchases

Reward Redemption : 1 CashPoint = 0.15 for Various Redemption Options

Movie & Dining : Accelerated Reward Points on dining.

Rewards Rate : 3 Reward Points on every spend of Rs. 150.

Reward Redemption : The earned Reward points can be redeemed against Airmiles at a rate of 1 RP = 0.7 Airmiles.

Travel : Complimentary Priority Pass membership.

Movie & Dining : 50% discount (max Rs. 600 per transaction) on Movie Tickets booked on BookMyShow15% discount up to maximum of Rs. 1500 at restaurants through PayEazy on Eazydiner

Rewards Rate : 3 Reward Points on every spend of 150. 10 reward points on every weekday dining spent of 150.

Reward Redemption : You can redeem rewards by logging into your HDFC Bank net banking account and clicking on the reward redemption link.

Movie & Dining : Special offers at premium restaurants with the Good Food Trail dining program across top cities.

Rewards Rate : For every Rs. 150 spent, you will get 4 Reward Points.

Reward Redemption : 1 RP = Re. 0.30 for flight/hotel bookings via SmaryBuy, 1 RP = 0.3 Airmile, 1 RP = Re. 0.25 when redeemed against products and vouchers, 1 RP = Re. 0.15 for redemption against cashback.

Insurance Benefits : Air accidental cover amounting to Rs 50 lakh, emergency overseas hospitalization cover worth up to Rs 10 lakh, credit liability cover worth up to Rs 5 lakh

Movie & Dining : 5% cashback on Paytm Movies & 20% discount via Dineout

Rewards Rate : 5% cashback on all spends on Paytm Mall/Movies/Mini app, 3% accelerated cashback on select brands like Ajio, BigBasket, Swiggy & Uber, 1% cash back on all other eligible retail spends

Reward Redemption : Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.

Travel : Complimentary domestic airport lounge access

Domestic Lounge Access : 8 complimentary domestic airport lounge access every year (max 2 per quarter)

Rewards Rate : 4 Reward Points on every retail spend of Rs. 150. Savings of up to 1.3% on all your spends through this card

Reward Redemption : You can redeem reward points against air tickets, and for AirMiles across Singapore Airlines, Air India, and Jet Airways at a rate of 1 RP = 0.50 Air Miles. 1 RP = Rs. 0.50 for redemption against Flight/Hotel bookings through Smartbuy, 1 RP = up to Rs. 0.35 for redemption against products & vouchers, and 1 RP = Rs. 0.20 for CashBack

Travel : 6 Complimentary lounge access at more than 1,000 airports lounges globally

Domestic Lounge Access : Up to 6 domestic airport lounge access every year

International Lounge Access : Up to 6 international airport lounge access every year

Insurance Benefits : Insurance cover of Rs. 1 Crore for an air accident, coverage worth Rs. 25 lakhs for emergency hospitalization, and a cover worth Rs. 50,000 for baggage delay

Movie & Dining : Up to 20% discount in partner restaurants via Dineout

Rewards Rate : 3% cashback Paytm mall, Paytm movies & mini app, 2% cash back on other purchases on Paytm app, and 1% cashback on all other spends.

Reward Redemption : The earned cashback is sent to the cardholders in the form of Paytm vouchers or Redeem your Cashpoints as Cashback along with other redemption options.

Movie & Dining : Up to 20% discount on partner restaurants via Dineout.

Rewards Rate : 2% cashback on Paytm mall, movies & Mini app, 1% cashback on other spends on Paytm app, and 0.5% cashback on all other spends.

Reward Redemption : Redeem your Cashpoints as Cashback along with other redemption options.Re.1 Cashpoint =Re.1 Cashback for redemption against the statement balance. Re.1 Cashpoint = Re.0.3 for redemption against travel benefits like Flight & Hotel bookings and Rewards Catalogue at the SmartBuy Rewards Portal.

Movie & Dining : Exclusive dining benefits with the Good Food Trail program. Save up to 20% on your restaurant bills through Swiggy Dineout

Rewards Rate : 4 Reward Points on every Rs 150 spent online and 2 Reward Points on every other spend, reward rate of up to 0.67%.

Reward Redemption : 1 Reward Point = Rs 0.20 for redemption against the statement balance. 1 Reward Point = Rs. 0.25 for redemption through Smartbuy Rewards portal

Movie & Dining : Accelerated Reward Points (5 RPs/Rs. 150) on dining spends on weekdays, 25% off on movie tickets bookings on BookMyShow (max discount of Rs. 350 per transaction) and EazyDiner Prime Membership with dining discounts of 25% to 50%.

Rewards Rate : 5 Reward Points per Rs. 150 on dining spends on weekdays, 2 Reward Points per Rs. 150 on all other spends

Reward Redemption : The accumulated Reward Points can be redeemed for products, gift vouchers and discounts via net banking or through post.

Movie & Dining : Get up to 20% off on partner restaurants via Swiggy Dineout only when the payment is made through the Swiggy application.

Rewards Rate : 4 reward points every time one spends Rs. 150.

Reward Redemption : 1 RP = Rs. 0.5 for redemption against flights and hotel bookings on HDFC Smartbuy website, 1 RP = up to Rs. 0.35 if you want to redeem against vouchers and poducts, 1 RP = Rs 0.20 for cash back, and Air miles conversion at a value of 1RP = 0.5 air mile.

Travel : Complimentary Domestic and International Lounge Access. You get travel-related insurance benefits as well.

Domestic Lounge Access : 8 free airport lounge access per year within India.

International Lounge Access : 6 airport lounge access every year outside India through the Priority Pass.

Insurance Benefits : Insurance cover worth Rs. 1 Crore against accidental air death and coverage of up to Rs. 15 lakhs against emergency hospitalization for overseas treatment.

Movie & Dining : 25% Discount Via Swiggy Dineout

Rewards Rate : 10 RPs/150 on Spends Made With Harley, 5 Reward Points/150 on Every Retail Spends, and 2X RPs on Weekend Dining

Reward Redemption : Redemption Via Smartbuy or Netbanking

Travel : 5X RPs on Flight and Hotel Bookings Via Smartbuy

Domestic Lounge Access : Unlimited Lounge Access

International Lounge Access : Unlimited Free Lounge Visits

Insurance Benefits : Accidental Air Death Cover of 2 Crore. Travel Insurance Worth 55,000

Rewards Rate : 2.5% cashback on all online purchases. 1% cashback on all offline purchases.

Reward Redemption : 1 CashPoint = Re. 1 for redemption against cash and product/vouchers, 1 CashPoint = Rs. 0.30 for redemption against flight/hotel bookings.

Rewards Rate : Earn 4 Reward Points on every Rs. 150 spent on all retail transactions

Reward Redemption : Reward points can easily be redeemed for hotel and flight bookings, premium products and vouchers through HDFC regalia Rewards Points can also be redeemed against cash

Travel : You get to enjoy complementary access to domestic and international lounge using HDFC Bank Doctors Regalia Credit Card

Domestic Lounge Access : Complimentary Lounge Access at airports across India - 12 times in a calendar year

International Lounge Access : 6 Complimentary International lounge visits using the Priority Pass Membership

Insurance Benefits : Air accident insurance worth Rs. 1 Crore, Emergency overseas hospitalization cover worth up to Rs. 15 Lakhs, Credit liability cover worth up to Rs 9 Lakhs

Rewards Rate : 5% of spends as Fuel Points at IndianOil outlets, groceries, and bill payments, 1 Fuel Point on every Rs. 150 spent on all other purchases, reward rate of up to 4.8%

Reward Redemption : Fuel Points redeemable for Free Fuel using the complimentary IndianOil XTRAREWARDS Program (IXRP) membership at IndianOil outlets (1 FP = 96 Paise), through net-banking towards catalog products (1 FP = 20 Paise) and as cashback on the credit card (1 FP = 20 Paise)

Movie & Dining : Complimentary Dineout Passport Membership and 15% off additionally.

Rewards Rate : 8 InterMiles for every Rs. 150 spent on retail transactions, 16 InterMiles for Rs. 150 spent towards flight/hotel bookings on intermiles.com

Reward Redemption : InterMiles you be redeemed against travel-related bookings through intermiles.com.

Travel : Unlimited airport lounge access to 1,000+ lounges in India and all over the world.Exclusive discount on Etihad Airways.

Domestic Lounge Access : Unlimited access to 1000+ airport lounges in India.

International Lounge Access : Access to leading international lounges.

Golf : Unlimited complimentary golf games at leading golf courses in India and selected golf courses all across the world.

Insurance Benefits : Air accident cover amounting Rs. 2 crores, emergency overseas hospitalization cover amounting Rs. 50 lakhs, travel insurance cover amounting to Rs. 55,000, and credit liability cover amounting to Rs. 9 lakhs.

Rewards Rate : 5% cashback every month on spending towards bill payments, and mobile recharge, fuel and railway tickets booked through IRCTC. 5% cashback every month while paying through PayZapp/EasyEMI/SmartBuy.

Reward Redemption : The reward points can be redeemed as cash back at the request of the cardholder. 1 Reward Point = Re. 1

Travel : You get 5% cashback on booking railway tickets through IRCTC.

Insurance Benefits : Accidental death cover of up to Rs. 50 Lakhs

Movie & Dining : Accelerated Reward Points on dining.

Rewards Rate : 2 Reward Points on every spend of Rs. 150.

Reward Redemption : The earned Reward Points can be redeemed against cash at a rate of 1 RP = Re. 0.10.

Rewards Rate : 3 Reward Points per Rs. 150 spent and 6 Reward Points per Rs. 150 spent on shopping, mobile recharge, and hotel bookings.

Reward Redemption : The Reward Points you earn can be redeemed against various options from the HDFC Rewards catalog.

Rewards Rate : Earn 4 InterMiles for every Rs. 150 spent on retail transactions and 8 InterMiles on every Rs. 150 spent on Hotel and Flight booking through intermiles.com

Reward Redemption : The InterMiles that you have been rewarded with can easily be redeemed through www.intermiles.com.

Travel : Complimentary domestic lounge access

Domestic Lounge Access : Complimentary Lounge Access at domestic airports - 8 times in a calendar year, maximum 2 times in a quarter

Movie & Dining : Benefits with Good Food Trails Program and 2X RPs on Weekend Dining

Rewards Rate : Earn 5 RPs on Spends of Rs. 150 and 10X RPs on Spends Made on Smart Buy

Reward Redemption : Redeem Rewards on SmartBuy or for Airmiles and Cashback

Travel : Unlimited Lounge Access for Primary and Add-On Cardholders

Domestic Lounge Access : Unlimited Complimentary Domestic Lounge Visits Across India

International Lounge Access : Unlimited Complimentary International Lounge Visits Across the World

Golf : 6 Complimentary Golf Games Each Quarter

Insurance Benefits : Air Accident Insurance Worth Rs 2 Crore and Emergency Overseas Hospitalisation Worth Rs. 50 Lakh.

Movie & Dining : Up to 200 on Dining Bills With Swiggy Dineout

Rewards Rate : 10X CashPoints/150 on Flipkart, Amazon, Swiggy, BigBasket, and Reliance Smart SuperStore and 2 CashPoints/150 on Retail Purchases

Reward Redemption : CashPoints redeemable for cashback, purchasing products, flight/hotel bookings via SmartBuy and partner airlines' AirMiles

Rewards Rate : 5X Reward Points/100 for IRCTC Bookings and 1 Reward Point/100 for Other Valid Spends. An Additional 5% Cashback Can Be Earned for Rail Bookings Via SmartBuy

Reward Redemption : The earned Cash Points can be redeemed against travel bookings via IRCTC and several other options. 1 Cash Point = up to Re. 1.

Travel : Get 8 complimentary access to IRCTC Executive Lounges.

Rewards Rate : 3 Reward Points on every spend fo Rs. 150, and 50% more Reward points on dining & groceries.

Reward Redemption : 1 Reward Point = Re. 0.20 for redemption against cashback.

Movie & Dining : 3% Cashpoints on Dining spends

Rewards Rate : 3% Cashpoints on groceries, dining, and supermarket spends2% Cashpoints on utility spends1% Cashpoints on other spends, with some exclusions

Reward Redemption : The Cashpoints can be redeemed against card statement balance, hotel and flight ticket bookings, on the Smartbuy rewards portal, where 1 Cashpoints = Rs. 0.25