Explore the Best icici-bank Credit Cards for Every Lifestyle

Movie & Dining : A discount of up to Rs. 750 on BookMyShow second movie/event ticket onwards (max 4 tickets per month), no cancellation charge on movie ticket cancellation (max benefit of Rs. 12,000 per year), a minimum discount of 15% at partnered restaurants under the ICICI Culinary Treats program.

Rewards Rate : 4 RPs on every Rs. 100 spent on all transactions (except fuel, utilities and insurance categories) and 1 RP on every purchase of Rs. 100 on insurance and utilities.

Reward Redemption : The earned Reward Points can be redeemed against gifts or cash credit, where 1 Reward Point = Rs. 0.25

Travel : Complimentary international & domestic lounge visits, no charge (waived up to a max of Rs. 12,000) on cancellation of flight/hotel/movie ticket bookings up to max two cancellations every year

Domestic Lounge Access : Complimentary unlimited domestic airport lounge access under the MasterCard/American Express/Visa lounge program

International Lounge Access : Complimentary unlimited international airport lounge access under the Dreamfolks program membership

Golf : Complimentary round/lesson of golf each month on a minimum spend of Rs. 50,000 in the previous month (max 4/month)

Insurance Benefits : Credit Shield insurance worth Rs. 50,000, an air accidental death cover worth Rs. 3 crore and many other insurance benefits under travel category (as illustrated later in the article)

Movie & Dining : Up to 15% off on dining through the ICICI Bank Culinary Treats Programme.

Rewards Rate : 2 Reward Points on every retail spend of Rs. 100

Reward Redemption : The Reward Points can be redeemed against cashback or gifts.

Movie & Dining : 25% discount up to Rs. 100 on movie tickets via BookMyShow and exclusive discount offers on dining.

Rewards Rate : 1.5 Skyward Miles on every retail spend of Rs. 100 and 1 Skyward Mile on every spend of Rs. 100 on utility and insurance.

Reward Redemption : The earned Skyward Miles are automatically credited to the cardholder's Emirates Skywards account.

Domestic Lounge Access : 1 Free Lounge Visit Each Quarter on Spends of 75,000 or More in the Previous Quarter

Movie & Dining : Buy 1 Get 1 Free Up to 750 on Movie Bookings. Exclusive Dining Offers With ICICI Bank Culinary Treats Programme

Rewards Rate : 2.5 Skyward Miles for every Rs. 100 spend on all transactions and 1 Skyward Mile on every Rs. 100 spent on insurance and utilities.

Reward Redemption : The earned Skywards Miles can be redeemed via Emirates Skywards website against travel-related spends.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : Complimentary Unlimited Access to Domestic Airport Lounges

International Lounge Access : Free Unlimited International Airport Lounge Access

Movie & Dining : 50% Off Upto 500 on BMS Bookings

Rewards Rate : 7% Adani Reward Points on Spends Made With Adani Ecosystem

Reward Redemption : On Adani Rewards

Travel : Exclusive Airport Benefits (Meet and Greet, Premium Upgrades and More)

Domestic Lounge Access : 4 Free Domestic Airport Lounge Visits Each Quarter

International Lounge Access : 2 International Lounge Visits Each Year

Movie & Dining : 25% Off Upto 100 on Movie Ticket Bookings

Rewards Rate : 3% Adani Reward Points on Spends Made With Adani Ecosystem

Reward Redemption : On Adani Rewards

Travel : Premium Lounge Upgrade

Domestic Lounge Access : 2 Complimentary Airport Lounge Access

Movie & Dining : Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.

Rewards Rate : On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

Reward Redemption : Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 4 Complimentary Domestic Lounge Visits Each Quarter

International Lounge Access : 2 Complimentary International Airport Lounge Access Each Year

Golf : Complimentary golf rounds/lessons every quarter

Insurance Benefits : Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

Movie & Dining : Buy 1 Get 1 Free movie tickets on BookMyShow

Rewards Rate : 2 Skyward Miles on every Rs. 100 spend, 1 Skyward Mile per Rs. 100 spent on insurance and utility.

Reward Redemption : The Skyward Miles that you earn will be automatically credited to your Emirates Skywards account.

Travel : Complimentary Priority Pass Membership

Domestic Lounge Access : 2 Complimentary Lounge Access on Spends of 75,000 in the Previous Quarter

International Lounge Access : 2 complimentary access to international lounges annually.

Movie & Dining : 25% off on movie tickets while booking through Bookmyshow and Inox. Get exclusive dining benefits through the ICICI Bank Culinary Treats Programme.

Rewards Rate : 2 Reward Points on every Rs. 100 spent

Reward Redemption : The redemption of reward points can be done against cashback or gifts at a rate of 1 Reward Point = Re. 0.25.

Travel : Complimentary domestic lounge access each quarter.

Domestic Lounge Access : 1 complimentary visit to the domestic lounge per quarter.

Movie & Dining : 25% discount (up to Rs. 100) on movie ticket bookings on BookMyShow on booking a minimum of 2 tickets in a single transaction. Offer can be availed maximum twice in a month.

Rewards Rate : 3 Reward Points per Rs. 100 spent with the card (except fuel, utility and insurance spends), 2 Reward Points per Rs. 100 on utility payments

Reward Redemption : The earned Reward Points can be redeemed against gifts or the card's outstanding balance at a rate of 1 Reward Point = Rs. 0.25.

Domestic Lounge Access : 1 complimentary access to domestic airport lounges per quarter.

Movie & Dining : Free Delivery and Dining Privileges With Zomato Gold Membership

Rewards Rate : 2.5% RPs on International Spends and 2% RPs on Domestic Spends

Reward Redemption : Redeem Reward Points for Airmiles, Cash, and More

Travel : Low Forex Charges, Luxury Airport Transfers and More

Domestic Lounge Access : Unlimited Domestic Airport Lounge Access

International Lounge Access : Unlimited Complimentary Lounge Access at International Airports

Insurance Benefits : Comprehensive Insurance Cover

Movie & Dining : 25% discount (max Rs. 100 per transaction) on movie tickets booked on BookMyShow and Inox movies individually, dining benefits under the ICICI Bank Culinary Treats Program

Rewards Rate : 4% cashback on fuel spends at HPCL pumps, 5% cashback as RPs on departmental store spends & utility purchases, 2 Reward points per Rs. 100 spent for all other domestic and international transactions.

Reward Redemption : 1 Reward Point = 0.25

Domestic Lounge Access : 1 Complimentary Lounge Access Every Quarter on Spends of 75,000 in the Previous Quarter

Movie & Dining : A minimum of 15% discount on dining bills at restaurants participating in the Culinary Treats program

Rewards Rate : 5% cashback on Amazon purchases for Prime members and 3% cashback for Non-Prime members, 2% cashback on partner brands & 1% cashback on all other payments except fuel purchases

Reward Redemption : Reward Points earned transferred to Amazon Pay balance at the end of the payment cycle. 1 Reward Point = Re. 1

Movie & Dining : Up to 4 complimentary movie tickets each month on BookMyShow, minimum 15% discount on dining bills at partner restaurants under Culinary Treats program, discount on dining at ITC and partner hotels with Club ITC Culinaire membership

Rewards Rate : 6 Reward Points per Rs. 100 on internationally and 3 Reward Points on domestic spends.

Reward Redemption : The ICICI Reward Points can be redeemed against cashback or gifts at a rate of 1 Reward Point = Rs. 0.25.

Travel : Taj Epicure Plus and InnerCircle Gold membership, unlimited complimentary domestic and international airport lounge access

Domestic Lounge Access : Unlimited complimentary domestic airport lounge access

International Lounge Access : Unlimited complimentary international airport lounge access

Golf : Unlimited complimentary rounds of golf at domestic and international Golf courses

Insurance Benefits : Credit shield cover worth Rs. 50,000 and many travel-related insurance benefits including a personal air accident cover worth Rs. 3 crore.

Rewards Rate : 0.5 Avios on every Rs. 100 spent with Mastercard variant, 2.5 Avios per Rs. 100 spent on British Airways Flight bookings and 2 Avios per Rs. 100 spent on all other spends with Amex Variant.

Reward Redemption : The Avios you earn can be redeemed against hotel/flight bookings, car rentals, etc, on the official website of British Airways.

Movie & Dining : Get up to 25% discount on Movie Ticket booking with BookMyShow and INOX. You also get access to exclusive dining offers with ICICI Bank Culinary Treats Programme.

Rewards Rate : You get 3 Reward points on domestic transactions, 4 Reward points on international transactions, and up to 5 Reward points on the Manchester United match days.

Reward Redemption : 1 RP = 0.25

Domestic Lounge Access : 2 Complimentary Domestic Lounges Access Per Quarter on Spending 75,000 or More in the Previous Quarter

Movie & Dining : Dining offers under ICICI Bank Culinary Treats Programme.

Rewards Rate : 5X reward points on every Rs. 100 spent on grocery, departments store, and CSDs and 2 reward points for every Rs. 100 spent on other applicable expenses, and 1 reward point on every Rs. 100 spent on insurance and utility bills.

Reward Redemption : The reward redemption rate is Rs. 0.25 = 1 RP

Domestic Lounge Access : 2 complimentary domestic airport lounge access

International Lounge Access : 1 complimentary airport lounge access each year

Golf : Complimentary golf rounds if you spend more than Rs. 50,000 in a month (max capped 4 times per month)

Insurance Benefits : Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh.

Movie & Dining : Rs. 100 off on bookings movie tickets via BookMyShow (can be availed max twice in a month), minimum 15% savings on dining through ICICI Bank Culinary Treats Programme.

Rewards Rate : 2 Reward Points per Rs. 100 you spend with the card

Reward Redemption : 1 Reward Point = Rs. 0.25 for redemption against the card's statement balance or gifts.

Travel : 2 complimentary airport lounge visits outside India and 2 spa sessions at selected airports in India every year through complimentary Dreamfolks membership

International Lounge Access : 2 complimentary airport lounge visits outside India

Movie & Dining : Dining benefits with ICICI Bank Culinary Treats Programme

Rewards Rate : 5X reward points for every Rs. 100 spent on CSDs, groceries, and departmental stores and 1 reward point for every Rs. 100 spent on all other expenses

Reward Redemption : Rs. 99 will be charged on every reward redemption request

Domestic Lounge Access : One Domestic Airport Lounge Visit Each Quarter

Insurance Benefits : Personal accident insurance of Rs. 2 Lakh and Air Accident Cover of Rs. 20 Lakh

Rewards Rate : On every spend of Rs. 100, you get 5 hand-picked rewards on international spends, 4 hand-picked rewards on travel bookings, 2 hand-picked rewards on hotels & restaurants, and 1 hand-picked reward elsewhere. 2X rewards on all categories for spends above Rs. 5 lakhs.

Reward Redemption : The Hand-picked Rewards you earn can be redeemed against various options like travel, fashion, dining, gadgets, shopping, InterMiles, etc.

Travel : Get complimentary Priority Pass Membership.

Golf : 1 complimentary golf rounds each month on a total retail spend of over 1 lakh in the previous month

Movie & Dining : Up to 3 complimentary movie tickets per month from BookMyShow, minimum 15% off on dining bills at partner restaurants under ICICI Culinary Treats Program.

Rewards Rate : 6 Avios per Rs. 100 on British Airways tickets and in-flight shopping, 4 Avios per Rs. 100 on all other spends with the AmEx variant, accelerated Avios (up to 9 Avios per Rs. 100 spent) on achieving the stipulated spends milestones (on AmEx variant), 1 Avios per Rs. 100 spent with the MasterCard variant.

Reward Redemption : British Airways Avios can be redeemed for award flights, class upgrades, etc on British Airways or any of its Oneworld partners.

Travel : Rewards earned as British Airways Avios, 24x7 concierge service for assistance regarding hotel reservations amd flight bookings.

Movie & Dining : 25% discount up to Rs. 100 on purchase of movie tickets twice a month from BookMyShow, exclusive and exciting benefits on dining under ICICI Bank Culinary Treats Program.

Rewards Rate : 3 Intermiles on Rs. 100 spent on the American Express variant and 2 Intermiles per Rs. 100 spent on the VISA variant, 6 InterMiles on every Rs. 100 spent on booking revenue airline tickets at intermiles.com on American Express variant and 5 InterMiles per Rs. 100 on VISA variant.

Reward Redemption : The accumulated InterMiles can be further redeemed for booking flights and hotels through www.intermiles.com, for purchasing gift vouchers, fuel, etc. 4 InterMiles are equivalent to Re. 1 (only applicable for fuel purchase).

Travel : Complimentary domestic lounge access.

Domestic Lounge Access : You get 2 complimentary access to domestic lounges per quarter ( 1 each on VISA and American Express Variant).

Movie & Dining : Buy one movie ticket and get up to Rs. 500 off on second ticket on BookMyShow (max 2 times a month), dining benefits with the Culinary Treats program

Rewards Rate : 5 InterMiles/Rs. 100 on domestic and 7 InterMiles/Rs. 100 on international spends (AmEx variant), 4 InterMiles/Rs. 100 domestic and 5 InterMiles/Rs. 100 on international spends (Visa variant), Accelerated InterMiles on bookings on the InterMiles official website

Reward Redemption : InterMiles redeemable for flight/hotel bookings on the InterMiles portal from partner airlines/hotel chains

Travel : Reward Points earned as InterMiles, complimentary Dreamfolks membership with 2 international lounge access and 2 domestic airport spa visits

Domestic Lounge Access : 2 complimentary domestic lounge access each with both Visa and AmEx variants if Rs. 5,000 spent in the previous quarter

International Lounge Access : 2 complimentary international lounge access every year under the Dreamfolks membership

Golf : 1 complimentary round of golf per month for every Rs. 50,000 spent in the previous month

Movie & Dining : 25% discount (max Rs. 150 per month) on movie tickets on BookMyShow & up to 15% discount on dining through the Culinary Treats Programme.

Rewards Rate : 3 InterMiles per Rs. 100 on domestic spends, 4 InterMiles per Rs. 100 on international spends with the Visa variant; 4 InterMiles per Rs. 100 on domestic spends, 5 InterMiles per Rs. 100 on international spends the American Express variant, 1 InterMile per Rs. 100 on insurance and utility spends

Reward Redemption : InterMiles earned can be redeemed for flight bookings, hotel reservations, shopping vouchers, etc on the InterMiles web portal

Travel : Complimentary airport lounge access

Domestic Lounge Access : 2 domestic airport lounge access each quarter (1 lounge access each through American Express & Visa variant).

Rewards Rate : A cashback of 1% on all retail spends and 5% on exclusive partner brands.

Reward Redemption : 1 Mine cash is equivalent to Rs 0.5 on redemption against the ICICI Bank Reward catalog and 1 Mine cash is equivalent to Rs 1 on redemption against statement balance

Travel : Complimentary domestic airport and railway lounge access every month. 7% off on hotel bookings subject to a maximum discount of Rs 5,000 and 4% off up to Rs 600 flight bookings under the Pro and Premium plan of ICICI Mine credit card.

Domestic Lounge Access : With Premium Plan, get 1 complimentary visit to the domestic lounge per month.

Movie & Dining : BOGO Up to 750 Twice Each Month Via BookMyShow.

Rewards Rate : 6 Reward Point/200 Spent (Reward Rate of 3%)

Reward Redemption : Redeem Reward Points up to 1 Value for Hotels, Flights, Vouchers and More

Travel : Complimentary EaseMyTrip Vouchers (Milestone Benefits)

Domestic Lounge Access : Unlimited Free Domestic Airport Lounge Access

International Lounge Access : Unlimited International Lounge Access With Priority Pass for Primary and Add-on Cardholders

Golf : Unlimited Complimentary Golf Games at Top Courses Around the World

Insurance Benefits : No Cancellation Charges on Air Travel, Hotel, and Movie Bookings Up to 12,000

Movie & Dining : BOGO on Movie Ticket Bookings (Twice Each Month)

Rewards Rate : 6 myCash/200 on Hotel Spends, 3 myCash/200 on Flight, Bus, and Cab Bookings, and 1 myCash/200 on Other Spends

Reward Redemption : 1 myCash = 1

Travel : High Rewards on Travel Spends

Domestic Lounge Access : Eight Complimentary Visits Each Year

International Lounge Access : One Free Visit Each Year

Movie & Dining : 25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

Rewards Rate : 4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Reward Redemption : The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

Travel : 2 complimentary railway lounge access per quarter

Domestic Lounge Access : 1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant

Golf : Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

Insurance Benefits : Complimentary insurance covers against air accidents, plane hijacking, lost baggage, delayed baggage, lost card, lost travel documents, credit shield, etc.

Movie & Dining : Up to 2 free movie tickets every month, a discount of 15% or more on dining.

Rewards Rate : 2 Reward Points per Rs. 100 spent with the card

Reward Redemption : The Reward Points are redeemable against cashback, gift, and several other options at a rate of 1 RP = Re. 0.25.

Travel : Get complimentary airport lounge access every quarter and exclusive discount offers on flight/hotel bookings

Domestic Lounge Access : 4 complimentary domestic lounge access per calendar quarter

Rewards Rate : 2 Reward Points on every retail spend of Rs. 100, 10 Reward Points on every Rs. 100 during CSK match days and 1 Reward Point on all Insurance and utility spends.

Reward Redemption : The earned Reward Points can be redeemed against CSK merchandise. 1 Reward Point = Re. 0.25.

Travel : Complimentary domestic airport lounge access.

Domestic Lounge Access : 1 complimentary domestic lounge access every quarter on spending Rs. 5,000 in the previous quarter.